claim support

How to take care of your car during monsoons

Monsoons can be challenging for car owners, with heavy rains, waterlogging, and potential damage. It is crucial to take proactive measures to protect your vehicle during this season and be prepared…

Monsoons can be challenging for car owners, with heavy rains, waterlogging, and potential damage. It is crucial to take proactive measures to protect your vehicle during this season and be prepared for any claim settlement process that may arise. This comprehensive guide will explore essential tips and best practices for caring for your car during the monsoons. Additionally, we will discuss how to navigate the claim settlement process effectively, ensuring a smooth and successful resolution in case of any damages.

Preparing Your Car for the Monsoons 

Below we have listed a few things through which we can prepare our cars for the monsoon season:

Regular Maintenance and Inspection

  • Follow the manufacturer's recommended maintenance schedule to keep your car in top condition.
  • To ensure optimal performance, prioritize checking the brakes, tires, wipers, lights, and fluid levels.
  • Inspect the engine, filters, and belts for any signs of wear or damage.

Tires and Traction

  • Verify that your car's tires have sufficient tread depth to maintain traction on wet roads.
  • Check tire pressure regularly, as fluctuations may occur with temperature changes.
  • Consider switching to specialized rain tires for better grip and handling in wet conditions.

Windshield Wipers and Fluids

  • Inspect the wiper blades for wear and tear, replacing them if necessary.
  • Ensure the windshield washer system is properly functioning, and keep the washer fluid reservoir filled.

Protecting the Electrical System

  • Examine the battery, wiring, and electrical connections for signs of corrosion or loose connections.
  • Apply a protective coating to exposed electrical components to safeguard them from moisture.

Proper Drainage and Cleaning

  • Clear the drainage channels around the windshield, windows, and sunroof to prevent water ingress.
  • Regularly clean the floor and trunk drain holes to avoid clogging.
  • Clean the undercarriage to remove mud and debris that can cause corrosion.

Innovative Practices During the Monsoons 

Below are some of the practices that we should follow during every monsoon season:

Parking Precautions

  • Park your car in a covered or elevated area to protect it from waterlogging and potential damage from overflowing drains.
  • Avoid parking under trees to reduce the risk of falling branches.

Driving with Caution

  • Slow down and maintain a safe distance from other vehicles to prevent accidents and skidding.
  • Avoid sudden manoeuvres and use your headlights and hazard lights appropriately.
  • Stay vigilant for areas prone to waterlogging and choose alternative routes if necessary.

Regular Cleaning and Waxing

  • Wash your car regularly to remove dirt, grime, and salt deposits that may accumulate during the monsoon.
  • Apply a coat of wax to protect the paintwork from moisture and prevent rusting.
  • Pay attention to cleaning the wheels and tires to remove mud and debris

Air Conditioning and Ventilation

  • Regularly check and clean the air conditioning vents and filters to prevent mould and bacterial growth.
  • Use the air conditioning system to maintain a dry cabin, reducing the chances of condensation and fogging.

Navigating the Claim Settlement Process 

We have detailed the entire claim settlement process through which you can navigate yourself to the claim process from start to finish:

Understanding Insurance Coverage

  • Review your car insurance policy to understand the coverage provided during monsoon-related damages, such as floods, waterlogging, or accidental damages.
  • Ensure you have comprehensive insurance coverage that includes such scenarios.
  • Familiarize yourself with the claim settlement process outlined by your insurance provider.

Prompt Reporting and Documentation

  • In case of any damage to your car during the monsoon, immediately inform your insurance provider.
  • Document the damage by taking photographs and making a detailed note of the extent of the damage.
  • Maintain a record of all communication with the insurance company, including dates, names, and reference numbers.

Filing a Claim

  • Follow your insurance provider's instructions for filing a claim accurately and provide all the necessary documentation and evidence.
  • Complete the claim form thoroughly, including a detailed description of the incident, your contact details, and policy information.
  • Attach the supporting documents, such as photographs, repair estimates, and relevant invoices.

Coordinating with the Insurance Adjuster

  • Cooperate with the insurance adjuster assigned to your claim, providing them with all requested information and access to inspect the vehicle.
  • Be prepared to answer any questions or provide additional evidence as requested.
  • Maintain a professional and courteous demeanour throughout the process.

Choosing a Reliable Repair Shop

  • Research and select a reputable repair shop specialising in car repairs and has experience handling insurance claims.
  • Obtain repair estimates and communicate with the repair shop regarding the process and repair timeline.

Follow-Up and Claim Settlement

  • Regularly follow up with the insurance company to stay informed about the progress of your claim.
  • Once the claim is approved, coordinate with the repair shop to schedule the repairs and ensure timely completion.
  • Review the settlement offer provided by the insurance company, ensuring it covers all necessary repairs and expenses.

Claim Support for Motor Insurance From RenewBuy Claim Support Team

Customers can get guidance and solutions for motor insurance claims, providing comprehensive services tailored to their needs. Our experienced team assists in policy review and mis-sellings, claim denial, sub-standard claim settlement, and third-party claims etc.

  • Policy Review and Mis-selling

RenewBuy helps you identify any mis-selling in your motor insurance policy and help you rectify the situation.

  • Claim Denial Assistance

The claim assistance team of RenewBuy will assist you in case of your claim denial. We will build a strong case on your behalf to challenge wrongful claim denials.

  • Sub-standard Claim Settlements

RenewBuy helps you with your sub-standard claim settlement. We will assess and negotiate on your behalf and settle your loss appropriately.

  • Third-Party Loss or Damages

RenewBuy helps you file a claim against those responsible for your loss or damage.

  • Legal Dispute Resolution

RenewBuy provides you with end-to-end assistance in case of any legal dispute, and we will help you resolve complex motor insurance-related disputes.


Taking care of your car during the monsoon season is vital for its longevity and performance. By following the maintenance tips outlined in this guide, you can reduce the risk of damage and preserve the value of your vehicle. Additionally, understanding the claim settlement process and how to do it effectively can help you speed up the resolution of any damages that may occur during the monsoon. Remember to document any incidents, report the loss to your insurance provider immediately, and maintain open communication throughout the process. Being prepared and proactive can protect your car and ensure a successful claim settlement process.

Last updated on