Niramaya Health Insurance Scheme is a pioneering initiative launched by the Ministry of Social Justice and Empowerment in India to meet the healthcare needs of persons with disabilities. The scheme aims to provide comprehensive and affordable health insurance coverage to persons with specific disabilities, including autism, cerebral palsy, mental retardation and multiple disabilities.
Mother's Day is a special occasion that celebrates the hard work and dedication of mothers everywhere. And every year we gift our mother something like flowers and candles on this day. But, these gifts for your mother are not to be frivolous as they will only last for a few days and weeks. But this year, we can appreciate our mothers by taking care of their health by buying them the best possible health insurance plan.
Buying health insurance is not a luxury but a necessity. Especially in India, where the average medical inflation (14%) [1] is double the retail inflation (6.50%) [2]! During the fiscal year of 2021, health insurance coverage was provided to approximately 514 million individuals throughout India. Out of this total, around 75% of Indians were enrolled in the Indian government health insurance schemes, while individual health insurance plans covered the lowest number [3].
Health insurance has become essential nowadays as it provides financial protection to customers in case of medical emergencies. In today's fast-paced world, time is of the essence, and having access to the right resources and support when we need it most is vital. Toll-free numbers are one resource that can help us reach health insurance companies quickly and easily.
Mukhyamantri Chiranjeevi Yojana was inaugurated by the Chief Minister of Rajasthan Mr Ashok Gehlot, and it was launched in the year 2021. Chiranjeevi Yojana Rajasthan is a government health insurance scheme that provides cashless health insurance up to INR 5 lakh to permanent residents of Rajasthan.
The Central and State Governments of India from time to time launch health welfare schemes for the underprivileged section of society. The West Bengal Health Scheme (WBHS) is an example of this type of health welfare scheme. Health insurance is a way of providing financial protection in case of an unwanted medical condition that requires hospitalization. Health insurance coverage provided by welfare schemes enables people to manage their medical costs better. Read the below section to know more about the West Bengal Health Scheme (WBHS).
Buying health insurance on Republic Day ensures a healthier life for yourself and your family. Many of us need to understand how much health insurance is important in today's times. The constitution of India specifies some fundamental duties. Just like that, it is a fundamental duty of a family member to ensure the best health of the family members.
We live in an era where health threats are increasing daily. A serious medical emergency can leave a person with a huge financial hole and, most likely, cost more than their savings. In such situations, the importance of health insurance has become a necessity for everyone. Health insurance provides financial protection to the policyholders against the costs arising out of any medical emergency. As we know, the inflation rate in our country is very high, due to which the medical treatment cost is skyrocketing.
Government health insurance schemes are the best way to get financial protection, especially for those who cannot afford to pay high premiums for medical insurance plans. People below the poverty line cannot buy health insurance plans since they cannot afford to pay high premiums for various reasons.
With the promise of a new beginning, happiness is in the air as the new year approaches. Health insurance is one of the most thoughtful gifts to give this New Year. In 2020, more Indians bought health and life insurance than in the previous five years. Considering the uncertainties of life and one's health during the current coronavirus outbreak, consider giving each other health insurance.