Health Insurance

Niramaya Health Insurance Scheme

Niramaya Health Insurance Scheme is a pioneering initiative launched by the Ministry of Social Justice and Empowerment in India to meet the healthcare needs of persons with disabilities. The scheme aims to provide comprehensive and affordable health insurance coverage to persons with specific disabilities, including autism, cerebral palsy, mental retardation and multiple disabilities.

Gift a Health Insurance Plan to Your Mom this Mother’s Day

Mother's Day is a special occasion that celebrates the hard work and dedication of mothers everywhere. And every year we gift our mother something like flowers and candles on this day. But, these gifts for your mother are not to be frivolous as they will only last for a few days and weeks. But this year, we can appreciate our mothers by taking care of their health by buying them the best possible health insurance plan.

Health Insurance Buying Guide: From Choosing to Claiming

Buying health insurance is not a luxury but a necessity. Especially in India, where the average medical inflation (14%) [1] is double the retail inflation (6.50%) [2]! During the fiscal year of 2021, health insurance coverage was provided to approximately 514 million individuals throughout India. Out of this total, around 75% of Indians were enrolled in the Indian government health insurance schemes, while individual health insurance plans covered the lowest number [3].

West Bengal Health Scheme

The Central and State Governments of India from time to time launch health welfare schemes for the underprivileged section of society. The West Bengal Health Scheme (WBHS) is an example of this type of health welfare scheme. Health insurance is a way of providing financial protection in case of an unwanted medical condition that requires hospitalization. Health insurance coverage provided by welfare schemes enables people to manage their medical costs better. Read the below section to know more about the West Bengal Health Scheme (WBHS).

Republic Day Special: Learn How to Invest and Prepare for a Healthier Life

Buying health insurance on Republic Day ensures a healthier life for yourself and your family. Many of us need to understand how much health insurance is important in today's times. The constitution of India specifies some fundamental duties. Just like that, it is a fundamental duty of a family member to ensure the best health of the family members.

Importance of Health Insurance

We live in an era where health threats are increasing daily. A serious medical emergency can leave a person with a huge financial hole and, most likely, cost more than their savings. In such situations, the importance of health insurance has become a necessity for everyone. Health insurance provides financial protection to the policyholders against the costs arising out of any medical emergency. As we know, the inflation rate in our country is very high, due to which the medical treatment cost is skyrocketing.