With the promise of a new beginning, happiness is in the air as the new year approaches. Health insurance is one of the most thoughtful gifts to give this New Year. In 2020, more Indians bought health and life insurance than in the previous five years. Considering the uncertainties of life and one's health during the current coronavirus outbreak, consider giving each other health insurance. Even if a health insurance policy is not at the top of your list of things to wish for, it is probably one of the best gifts you can give.
In addition to the risks associated with COVID-19, sedentary lifestyles and easy access to processed foods have led to an increase in the number of lifestyle diseases affecting young people. People in their 30s and 20s are now more often developing chronic diseases, including serious ones affecting the kidneys, lungs and heart. In light of this circumstance, buying a health insurance policy is more important than ever as a source of backup funds.
For example, a family health insurance plan can guarantee that you and your loved ones have financial protection against conditions like diabetes, high blood pressure, cancer, etc. Instead of those same old traditional gifts this year, consider health insurance for your loved ones by determining their insurance needs and securing them financially with online health insurance. Remind your loved ones how important it is to be protected by health insurance.
Benefits of Protecting Your Family with Health Insurance this New Year
Buying health insurance provides many benefits to the policyholder, including hospitalization costs, treatment costs, ambulance services costs, and more. When one has comprehensive health insurance, they can avail of all-around protection without draining their finances. Below mentioned are some of the benefits of a comprehensive health insurance plan:
- No pre-medical test is required
- Lifelong Renewability option
- Option to pay your premium in instalments
- Covered the cost of daycare treatments, AYUSH Treatments, etc
- Second opinion option
- Preventive health checkup
- Tax-benefits
Policyholders get these benefits in return in the form of savings on renewal and other things. A person who is physically unfit may also find it difficult due to the strict standards set by the insurance industry, as the insurance provider may reject their application or postpone it for some time. Hence, it is always a good idea to include healthy habits in your health insurance plan.
Conclusion
New Year's resolutions are the best way to start a year full of ambition. It doesn't matter if you don't fulfil each and every one of them; What matters is that you do your best to make it happen. Think about adding health insurance to your list of goals, as it is a smart idea and a way to protect your family's finances. Add this to your 2023 New Year's resolutions list and see how far you can take it. I wish you a wonderful new year!
Disclaimer: The information published in this article is for reader′s reference only. Content of this information is to provide an overview of your health insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice The makes no representations about the suitability, reliability, timeliness, and accuracy of the information, services, or any other items mentioned on this subject for any purpose whatsoever.