Motor insurance

Insurance Claims for Your Flood Damaged Cars

Insurance Claim for Flood Damaged Vehicles: An Introduction

Luckily you can schedule your meetings and control your diet per your suitability, but the bad news is that you can’t control natural disasters like floods, earthquakes, and hailstorms. Monsoon season brings alarming situations in major parts of the country. With the damages caused to the houses, flooding can also cause severe damage to vehicles. What if your car is stuck in the middle of the flood? You can’t even predict the extent of damages caused. The cost of repair and maintenance will be beyond comprehension.

Upcoming Electric Cars in India 2023

As the world acknowledges the need for sustainable transportation, electric cars have emerged as a promising solution to reduce carbon emissions and combat climate change. India, a country grappling with air pollution and dependence on fossil fuels, is slowly moving towards electric mobility. With a focus on creating an eco-friendly transportation ecosystem, several automakers are gearing up to launch exciting electric car models in India.

Baisakhi: Drive Your Worries Away with Commercial Vehicle Insurance

Baisakhi is an important festival celebrated in India, particularly in Punjab, which marks the beginning of the harvest season. While the festival is traditionally associated with agriculture, it is also a time when people come together to celebrate with food, music, and dance. However, it's also important to remember that this is the time when we maximize the use of heavy motor vehicles such as trucks, tractors, etc. As such, it's crucial to secure your vehicles with commercial vehicle insurance to have the necessary coverage to protect yourself and your vehicle.

Nominee in Car Insurance

The nominee is the person who is nominated to receive the proceeds of your car insurance policy in case of your untimely death. The claim process is ensured smoothly by the declaration of a suitable nominee. You must buy or renew the Personal Accident (PA) plan and your base car insurance policy. In your absence, your nominee will benefit from your insurance plan.

Can Your Vehicle Insurance Premium Change Over Time?

Owning a car is not easy. The expenses related to maintenance and fuel are high, especially after the war. And on top of that, there is the monthly motor insurance premium to care about. While it is required by law in India, it is also wise to get your car insured before it expires. And at the time of renewal, the premium amount may differ from what you paid the previous year, depending on various factors.

Consequences of Not Buying Two-wheeler Insurance in India

When you buy your dream two-wheeler in India, it is always advisable to buy a comprehensive two-wheeler insurance policy. Even though it is mandatory, every motorist's responsibility is to protect themselves, their family, and other people's lives, and therefore insurance coverage saves lives. However, even today, many drivers operate their vehicles without an insurance policy, meaning they either do not have one or it has expired.

Mistakes To Avoid While Renewing Car Insurance Online

Digitalization is bringing a positive revolution in many industries with convenient internet availability and smartphones. The insurance industry is also one of them. Digitization has made buying and renewing car insurance policies easier, simpler and faster than a decade ago. To make the most out of your insurance buying experience, there are some warning signs that you need to be aware of.

Claiming a Car Insurance Policy - Know When to Do and When to Avoid it

Car insurance can be very beneficial in case of any damage caused to your car or damage caused by theft, accident, or other natural or man-made calamities. But there are situations when filing a claim with your insurance company may not be the best action to take. Although foregoing car insurance may cost you money, the benefits are undoubtedly in your favour in the long run.