Safety Devices That Will Make Car Insurance Cheaper
Insurance companies appreciate the extra care for safety. There are no doubts that today’s vehicles are safer than they were a decade ago. Apart from the development of technology, car manufacturing companies have improved their safety features to enhance the crash protection of their vehicles to increase the chances of protection and decrease the risk of serious injury to driver and passengers in the car accident. The best thing is that the cars loaded with safety features are cheaper to insure. Yes, you read it right. You are free to install as many as safety devices you want, and your insurer will diffidently be going to provide you a discount on the premium amount. What safety devices will make car insurance cheaper? Well, the list of safety gears is very long but here we are mentioning a few key safety devices which are very popular among Indian car buyers.
Undeniable, this is the one among the most important car safety features. According to a research, curtain airbags can reduce the risk of injury by 45 percent in an accident. So, these days most of the new cars come with airbags mounted with both fronts and back side seats as well. These bags pop over to protect you and other passengers siting inside the car during an accident. Additionally, other latest airbags technology allows airbags to inflate over the front center to shield in case when you hit someone on road.
Anti-lock Braking Systems (ABS)
The second feature that you can think of installing in your car is ABS system which allows you to keep the brake pedal down to provide extra steering ability to reduce stopping distance. It is an electronic control system that is mandate in every vehicle to reduce the accident severity. Most of the insurance companies offers discount for this technology.
Camera & Sensors
You can install these small devices to get more information about traffic on the road. They alert you about the dangerous situation that could lead to a road accident. Sensors detect dangers beforehand and warn you to take quick decision to avoid collision with near vehicles and any other structure. These devices should be installed near to the driver as they keep emitting warnings when the car gets close to any danger.
Lane Departure Warnings
What safety devices will make car insurance cheaper? This is another sensor system which will indicate the driver about leaving the lane. It can be integrated on the front computer as it alerts about the vehicle coming from the opposite way on another lane and can cause a crash.
It has also been noticed that seat belts reduce the risk of injury 50 percent from a collapse. However, these are typical features that every car includes, and they also help you to save on the premium when you buy your car insurance. But seat belts with recent amendments (like sash seat belts) have enhanced the level of protection as they manage the forces effectively in a crash.
These should be installed to all seats as they are critical for preventing head and neck injury in crashes. These safety devices prevent whiplash because they control head extension to backward and forward.
Your insurer lower premium amount if it is equipped with these small device as it helps in recovery of a stolen car. If your car has this device, police can track it easily which will be mutually beneficial to you and your insurer too.
Crumple zones absorb the crash energy and protects drivers and passengers in crash. They do not hurt the driver and passengers in any way.
Enhanced Side Protection
You can add side intrusion beams with internal padding and enhanced door strength to improve the protection of you and your car.
The list of car safety devices is long and as a car owner you are free to install as many as you want.
Increasingly, insurer companies are considering these safety devices and offering the best deals in the form of low insurance plans. So, whenever you Strive to compare car insurance quotes online, don’t forget to consider this factor to crack the best car insurance deal and it will make your wallet happier too.
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