I woke up in the morning after a really long night to face an exciting day ahead. Why I said a long night is because the night was refusing to end and can be considered as one of the most anxious nights I ever faced. I am going to get the much-awaited bike the next morning and so the anxiety goes on. It has been more than 4 years that I started requesting for a bike which is my passion. But an incident 3 years ago kept my parents wary to buy a bike for me. One of my closest friends died in a road accident while he was going on a bike. We were all devastated with that mishap and my parents never want me to ride a two-wheeler. I started earning a couple of years ago but still I did not get permission from my parents to purchase a bike. At last, I could convince them after agreeing to all the safety norms they have laid for me for my well- being. After all, they try to stop me because they care for me.
But is it so vulnerable to get into an accident? Mindful driving is essential for sure to keep yourself safe. Another thing that gives you security is ‘Insurance’ as I heard from my friends who own a bike. So, how to check my bike insurance policy online and about various insurance policies which suit my condition? A little research helped me with my answers.
Two-wheeler insurance provides coverage for:
- If the two-wheeler is lost or damaged due to natural calamities such as earth quake, fire, lightning or floods.
- If the two-wheeler is lost or damaged due to man-made calamities such as theft, burglary etc.
- Third party legal responsibility offers coverage against accountability surfacing out of death, injury and destruction or damage of property due to an accident or a mishap.
This must be enough for the basic protection of my bike. I should be looking after a policy to suit my needs which is a different scenario altogether. To begin with, bike insurance is a sufficient one and the question arising now is ‘how to check my bike insurance policy online?’ One of my friends helped me get a decent policy to suit my needs through various online insurance websites providing motor insurance. My parents encouraged me to go for a comprehensive coverage despite the premium being higher and I had no other option other than obeying them.
Since I did not file a claim in the first year, the insurance company should offer me a no claim bonus and should further reduce my insurance premium. My friend suggested me an online renewal, but I so far don’t know how to check my bike insurance policy online. Renewing two-wheeler insurance online is very simple and user- friendly. These days, few insurance companies are having tie-ups with some mobile payment apps and making payments and plan renewals an easy job. On top of it, technically advanced companies have started their own apps for their clientele. Consumers can download these apps on their smart phones in a user- friendly manner to check and renew their insurance plans using those exclusive apps meant for renewal. These companies also provide traditional methods of renewal at their branch offices. However, online renewal is much preferable these days as you can finish the job instantly.
You can visit the insurance company’s website and follow the instructional steps mentioned for bike insurance policy online renewal. Be assured that the entire data submitted is correct and all contact numbers and other personal information is up to date. Keep the original policy with you while renewal in order to refer it for necessary details such as previous policy number, date and time of renewal etc.
You may require information pertaining to your debit card and credit card in the process of buying or renewing the insurance policy online. Many of the insurance companies offer a confirmation screen for their clients after and before they have entered the data and have provided the details pertaining to premium payment. Use it optimally to make sure all the information submitted is correct to your knowledge. You generally get a digital policy in PDF format as designed by the insurer and it does not require any person’s signature on confirmation on payment of the premium. You may have to preserve this file as you may require it later. Make sure that you carry these papers in a print along with you whenever you ride your bike. Hope your queries regarding how to check bike insurance policy online are very much clear now.