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  /  Motor Insurance   /  Online V/s Offline Vehicle Insurance Policy
What's the difference between an online and offline vehicle insurance policy

Online V/s Offline Vehicle Insurance Policy

Online V/s Offline Vehicle Insurance Policy
4.7 (93.85%) 13 votes

Zero Depreciation Policy
NONE! That is in terms of actual coverage. So if you have a zero depreciation insurance policy or a comprehensive vehicle insurance policy than where you bought it from does not matter. They are all the same. There are some differences though that will make you wonder why you ever bought insurance from an agent.

Let’s start with the cost. Online policies are cheaper, in fact offer the cheapest insurance quotes from leading companies. How do they do this is not a mystery. Online cos have lower running costs so they can pass on a largzero depreciation insurance policyer amount of their commission to you. You agent can’t do this as he cannot work for free.

Then there is support. If you have to make a claim then your agent is not the best person to  help you out. He has better and more important things to do like sell more vehicle insurance policy. Larger outfits have Claim Assist departments with professionals that know how things work at the insurance companies end. has a free Claim Assist service.

zero depreciation insurance policy

You can take advantage of this even if you have not bought your insurance from them. We have saved the best for last. When you buy online you get your vehicle insurance policy instantly. You don’t have to wait for it  and you are covered at once. In-addition you are saved the trouble of all the tedious paperwork.
So while there are no differences in coverage, the difference in service and costs are enough to make you go online and never call an agent again.


  • Jay Kumar November 7, 2015

    Is insurance company main bahut fayde hain Jaise ki bahut Kam premium main aapko bahut zyada fayde honge aur offline policy main aapko ye saare fayde nahin milenge is me aapko Ghar bethe hi appke vehicle ki insurance bahut Kam premium main bus kuch hi ghanto main Ghar baithe

  • Jefferey December 24, 2015

    This post is priceless. How can I find out more?

  • search the web January 4, 2016

    Appreciate this post. Let me try it out.

  • Billybob May 19, 2016

    So excited I found this article as it made things much quekric!


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