If you wish to ensure optimum protection for your beloved two-wheeler, then an active two wheeler insurance will be the best thing to choose. Your bike is one of the most prized possessions in your life. Quite naturally, you would want it to stay in top shape and deliver unmatched performances for years to come.
Two-wheeler insurance and bike protection encompass quite a few significant aspects. According to clauses laid in the ‘Motor Vehicles Act,’ 1988, every vehicle should have appropriate 3rd party insurance. It’s highly imperative for vehicle owners, as it protects them against 3rd party property damage allegations. On that note, it’s high time to breeze through market options and obtain best bike insurance quotes.
Aspects to know
When it comes to insuring your vehicle, you have two significant options before you. Some of the two-wheeler owners opt for comprehensive policies whereas the others choose 3rd party coverage. Which is the better choice for you? After assessing and analysing the available options, you will need effective tips to get best bike insurance quote. That’s the key to getting the best offer on your bike insurance:
- Use up the NCB
If you don’t use up the insurance premium in the current year, the insurer will give you additional rewards. When you plan to renew the policy the following year, you will have to pay reduced premium amounts as a result of NCB or ‘No Claim Bonus.’ If you don’t make insurance claims for years, the discount amount will keep on increasing till 50% for the fifth year. So, if you are planning to get the best two wheeler insurance online, try using up NCB while renewing your policy and bring down the premium amount.
- Opt for renewals on time
Don’t delay or waste time when it comes to renewing your existing policy. That will increase the possibilities of paying higher premium amounts than what you could have paid otherwise. Policy comparisons are of paramount significance in this regard. If you wish to get the best quotes, make sure you choose timely renewals.
- Be judicious for add-on covers
Those opting for comprehensive plans might get the chance to choose add-on covers or additional riders. While browsing through online bike insurance policies, you will come across a plethora of such add-ons. Choose them with care and finalise the choice, once you are sure about the necessary ones.
- Drive safe
If you are driving safely, you are reducing the chances of severe accidents. Quite naturally, there won’t be any claims, and your NCB amounts will increase. As a consequence, you will be in a better position to get the best quotes. Lesser claims also result in lower premiums. Two-wheeler owners enjoy huge profits in this context.
- Compare and evaluate
Before you go for the final selection, make sure you have compared all the online bike insurance policies and offers. Evaluate every clause and then take the final decision. Your two-wheeler needs optimum protection, but you shouldn’t pay more for that!
These useful and unique bike insurance tips will surely help you crack the most lucrative deal. Follow these tips and avail of best quotes for bike insurance.