Car Insurance

 

Car Insurance Policy

 

Car insurance policy helps you cover losses that you might incur during accidents or during man-made or natural calamities. The government of India has made it mandatory to insure your car under the Indian Motor Vehicle Act. It gives you legal, financial and physical protection for your vehicle. The third party insurance in the policy covers the loss that you might cause to another person or property.

Following are the benefits of getting your car a comprehensive insurance plan:

 

  1. It covers the loss or damage to your vehicle in case of accidents, theft or natural calamities.
  2. It covers the damage or loss that you might cause to a third party in terms of life or property.
  3. Some policies also cover you for personal accident.

 

Before deciding on which policy to buy, it will be good if you compare car insurance policies online. Many companies are selling online policies and making big claims. Online car insurance searches give you a fair idea of the different policies and deals on offer. Therefore, compare policies online and buy the best cover for yourself. RenewBuy can help you find the best car insurance online at the ease of just a few clicks.  We would suggest you keep in mind these features before buying a four wheeler insurance.

 

  1. Personal accident cover for the owner/driver
  2. Zero depreciation
  3. Third party loss/damage/ death cover
  4. Property damage cover
  5. Availability of pickup service
  6. The add-ons or top up provided
  7. Man-made calamities damage/loss cover

 

While most of you might think getting your car insured can be a tedious task, one would be happy to know that it is too easy and quick with our modern day technology.  Buying a 4 wheeler insurance online is as easy as buying your favourite watch online. The only documentation required is the vehicle registration copy and the filled in proposal form of the insuring company.

 For your knowledge, the things not covered in policy are:

 

  1. Ageing of the vehicle and wear and tear which happen gradually
  2. Any damage occurred after the policy has expired
  3. Damage caused by a person driving the vehicle without a valid license
  4. Damage caused when the driver was under the influence of alcohol or drugs
  5. Damage caused by not following the manufacturer’s guidelines.
  6. Damage due to oil leakage

 

 

So what are you waiting for? Buy car insurance online and enjoy a hassle free drive always.

 

 

 

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