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Car Insurance Policy

 

Car Insurance policy in India is a mandatory document to be kept with you if you are a car owner.

Car insurance is valid for one year and every year based on the depreciation on your car the car cover and premium of car policy reduces.

The tariff of car policy is regulated by IRDA (Insurance regulatory and development authority of India) but each insurer have the discretionary power to control the discount range. On the basis of thier experience with different cars, each insurer offers different discounts on different Car make model and these discounts are also differed in respect to different cities.

Renewbuy.com offers a unique and trusted service where you can keep scan copy of your Car policy, driving license etc so that we can help you to remind for your car policy renewal so that you do not miss the renewal date and you can also avoid any inspection hassles.

In India, car Policy is done by 20 Companies who offer car insurance both online and offline through their agent networks. Most of the time you buy your first car insurance from the dealer where you purchase your Car and dealer never offer you the desired discount you can get from an outside.

Car Insurance policy can be of different types

1) Zero Depreciation:   Zero depreciation cover gives us a guarantee of full claim without any deduction for any kind of depreciation on the value of the parts replaced

2) Comprehensive:  A comprehensive policy generally includes vehicle, third person and owner of the vehicle is covered.

3) Third Party: Third-party car insurance provides a full cover against any legal liability to some third party caused when the insured person is at fault. It covers all the damage in case of an injury to another person as well as the property.

 

 

 

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