Mother's Day is a special occasion that celebrates the hard work and dedication of mothers everywhere. And every year we gift our mother something like flowers and candles on this day. But, these gifts for your mother are not to be frivolous as they will only last for a few days and weeks. But this year, we can appreciate our mothers by taking care of their health by buying them the best possible health insurance plan. As we know, healthcare costs are rising every day, and having adequate health insurance can provide peace of mind to your moms and other family members.
Several types of health insurance plans are available, including individual plans, group plans, and government-sponsored health insurance schemes like Ayushman Bharat Yojana, Aam Admi Bima Yojana, Chief Minister Comprehensive Health Insurance Scheme, Pradhan Mantri Suraksha Bima Yojana (PMSBY), etc. Each type of plan has unique benefits and features, so it's essential to research to determine which plan is best for your mother's needs.
Why Health Insurance is Important for Your Mother?
Having personal health insurance for your mother can be very beneficial as it acts as a financial security for your mother. By purchasing a health insurance policy for your mother, you can ensure the best medical facilities and treatment for her in times of need. All you have to do is pay your premiums regularly, and you can save a considerable amount in potential healthcare costs.
Factors to Consider Before Buying Health Plan For Mothers
Below are the several factors to consider while choosing a health insurance plan for your mother:
- Coverage: Ensure the plan covers the services and treatments your mother needs, such as doctor visits, prescription medicines, and hospitalization.
- Cost: Consider the monthly premium, deductible and out-of-pocket expenses associated with the plan. Make sure the premium fits your mother's budget.
- Network Hospitals: Check to see if your mother's preferred doctors and hospitals are in the company's network hospitals.
- Reputation: Always check the reputation and customer reviews and ratings of the health insurance company to ensure that it is a reliable and trustworthy option.
Best Health Insurance Plans for Mothers
Below we have mentioned some of the best health insurance plans that you can consider buying for your mother this Mother’s Day:
Health Insurance Plans for Young Mothers
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Health Insurance Plans |
Eligibility & Sum Insured |
Key Benefits |
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Care Joy Maternity Plan |
Entry Age: 18 Years to 65 Years Sum Insured: 3 and 5 Lakhs |
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Star Women Care Plan |
Entry Age: 18 Years to 75 Years Sum Insured: 5 Lakh to 1 Crore |
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HDFC Ergo My Health Women Suraksha |
Entry Age: 18 Years to 75 Years Sum Insured: 3 Lakh to 1 Crore |
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Cholamandalam Sarv Shakti Plan |
Entry Age: 18 Years to 65 Years Sum Insured: Up to 2 Crore |
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New India Asha Kiran Mediclaim Policy |
Entry Age: 18 Years to 65 Years Sum Insured: 2 Lakh to 8 Lakh |
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Bajaj Allianz Women Specific Critical Illness Plan |
Entry Age: 18 Years to 75 Years Sum Insured: 2 Lakh to 8 Lakh |
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Health Insurance for Old-Aged Mothers
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Health Insurance Plans |
Eligibility & Sum Insured |
Key Benefits |
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Entry Age: 60 Years to 75 Years Sum Insured: 1 and 25 Lakhs |
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Care Senior Citizen Plan |
Entry Age: 61 Years to No Limit Sum Insured: 3 Lakh to 10 Lakhs |
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Niva Bupa Senior First |
Entry Age: 61 Years to 75 Years Sum Insured: 5 Lakh to 25 Lakhs |
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Conclusion
Setting aside just one day to cherish mothers is not enough. However, Mother's Day lets you make a special, thoughtful, and beautiful gesture and show your mom how much she means to you. And there is no better way to do that than by gifting one of the best health insurance plans you can choose from. This is especially recommended if your mother is a housewife or unaware of health insurance's benefits.