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Acko Car Insurance

Acko General Insurance started its business in 2016 and has seen rapid growth in the insurance industry in India. Today, we will read about the company’s motor insurance services and what features & benefits it provides, along with other important details. Acko’s motor insurance service is known for its affordable premiums, digital presence, and customer-friendly features. If you are a cab user via OLA cabs, your trip is secured by Acko. The in-trip insurance was a big stepping stone for the car insurance provider.

The company majorly offers two types of motor insurance, comprehensive and third-party insurance, available at affordable premiums. Additionally, the insurer offers personal injury coverage up to INR 15 lahks to cover damages in the event of a fatal accident or permanent disability.

Acko Car Insurance at a Glance

Let us look at the features of Acko Vehicle Insurance:

Particulars Specifications
Premium INR 2094*
Paperwork 100% Online Car Insurance facility
Customer Support 24*7
Cashless Repairs Yes
Add-ons You get multiple Acko car insurance add-ons.

The data has been sourced from the company's website.

Key Features & Benefits of Acko Car Insurance

People willing to buy or renew a vehicle insurance policy have several options with Acko motor insurance. The company provides full coverage vehicle insurance and optional add-ons to improve coverage. Let us look at some of the key features and benefits of Acko Motor insurance.

  • Low Premiums: Acko advertises that its insurance has cheap premium rates without sacrificing coverage. Therefore, you pay affordable rates for the coverage when you purchase Acko motor insurance policies.
  • 100% Digital Car Insurance Policies: You get every service digitally with Acko online car insurance services. You don’t have to worry about any paperwork. You have to provide a few details to get the car insurance quote, and you can buy car insurance online.
  • Quick Claim Settlement: Acko’s claim settlement process is relatively stress-free. As a result, car insurance claims processing is rapid, and claim payouts are simple.
  • Excellent Customer Service: Acko Insurance provides excellent customer service. They have got a team, and they will help you 24*7.
  • Trusted Brand: Acko four-wheeler insurance has gained popularity over time. The brand is well-known for providing India's best car insurance plans with great coverage benefits.

Coverage Under Acko Car Insurance

Let us look at everything covered under Acko motor insurance.

  • Theft: Acko General Insurance will reimburse you for the insured declared value, commonly known as the car's total market value if your vehicle is stolen or sustains substantial unexpected damage that cannot be repaired without difficulties.
  • Natural Calamities: You may be protected against losses brought on by natural disasters such as earthquakes, floods, cyclones, etc., by purchasing damage protection or comprehensive insurance from the provider for your four-wheeler.
  • Accidental Damage: If your car sustains damage due to an accident, Acko motor insurance will cover the cost.
  • Add-ons: Your comprehensive auto insurance coverage may include one of the add-ons from the list intended to safeguard your vehicle against specific threats.
  • Terrorist Activities: Major repairs will be covered if your automobile is damaged due to terrorist action. Acko’s four-wheeler insurance coverage will cover this.`

Exclusions Under Acko Car Insurance

According to every motor insurance company, there are often a few things the vehicle insurance policy does not cover. Let's examine the vehicle insurance exclusions for Acko car plans.

  • Fake Driving License: Driving without a valid driving licence is illegal, and auto insurance won't protect you.
  • Drunk driving: Your regular car insurance does not provide coverage for driving while intoxicated or abusing drugs.
  • War/ Nuclear Attack: Any loss or damage incurred by the insured due to hostilities, such as a civil war or nuclear attack.
  • Wrong Geographic Location: Damage to a covered vehicle beyond the policy's boundaries is not covered due to an invalid geographic location.

Add-ons for Acko Car Insurance

The add-ons that Acko motor Insurance offers are as follows:

  • No-claim Bonus: When you renew your policy for a second year, the insurance provider typically offers you a reduction on the insurance premium. You can get a maximum 50% discount on your premiums if you don't file any claims for five years.
  • Engine Coverage: Unless it happens concurrently with the event, comprehensive auto insurance does not pay for engine damage. We'll examine the impact of this modification on the engine.
  • Roadside Assistance: The roadside auto assistance cover will make reaching support services simpler in case of a car breakdown. It won't be a problem if your automobile is totalled because Acko four-wheeler insurance has a vast network.
  • Outstation Emergency Cover: Outstation Emergency Cover focuses on protecting you in accidents or breakdowns that happen more than 100 kilometres from your home.
  • Consumables Cover: Consumables in cars are not covered by a standard comprehensive auto insurance coverage. The Acko add-on has provisions for consumables like engine oil, lubricants, nuts and bolts, washers, etc.

Claim Process Under Acko Car Insurance

The following describes the Acko vehicle Insurance claim resolution process:

  • Login via number to access your ACKO car insurance profile.
  • Click "Register a claim" in your auto insurance policy after opening it.
  • Enter the relevant information and submit all claim-related paperwork.

Renewal Process Under Acko Car Insurance

The following describes the Acko vehicle Insurance claim resolution process:

Online Process

  • Use the OTP issued to your registered cellphone number to access your ACKO vehicle insurance profile.
  • To begin the online renewal of your auto insurance, respond to a few questions.
  • To get a vehicle insurance policy, review the coverage and pay the premium.

Offline Method

You can renew your Acko Motor Insurance offline if you cannot do so online. You must present the relevant documentation to the centre to finish the renewal process.

Documents Required for Acko Car Insurance Renewal

You will need a few supporting documents when renewing your Acko four-wheeler insurance policy to finish the process. Here is the list of documents:

  • Old car Insurance Policy
  • Govt. ID Proofs
  • Valid Driving License
  • RC
  • Updated Photograph
  • Credit/ Debit Card Details

Acko Car Insurance Contact Details

Here you can find the contact details that you can use to get in touch with Acko motor insurance.

Office Address: 2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102

Contact Number: 1800 266 2256 (toll-free)