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Ladli Laxmi Yojana

Ladli Laxmi Yojana is a flagship scheme initiated by the Government of Madhya Pradesh to promote the welfare and empowerment of the girl child. It was launched in April 2007 as a part of the “…

Ladli Laxmi Yojana is a flagship scheme initiated by the Government of Madhya Pradesh to promote the welfare and empowerment of the girl child. It was launched in April 2007 as a part of the “National Ladli Laxmi Scheme”. The Ladli Laxmi Yojana aims to address gender inequality, promote education, and ensure economic security for girls. Ladli Laxmi Yojana offers financial assistance and various incentives to families with daughters. This article explores the key features, benefits, and impact of Ladli Laxmi Yojana, shedding light on how it plays a pivotal role in transforming the lives of young girls and fostering gender equality.

Objectives of Ladli Laxmi Yojana

Ladli Laxmi Yojana was introduced as a response to the prevailing gender disparity in India, where the birth of a girl child is often viewed as a financial burden due to social and cultural factors. The scheme seeks to combat this mindset and promote the value and importance of the girl child. Its primary objectives include:

  • Ladli Laxmi Yojana encourages girl's education. 
  • Ladli Laxmi Yojana provides financial support for education-related expenses, ensuring girls can access quality education without financial constraints.
  • Ladli Lakshmi Yojana aims to challenge gender stereotypes and empower girls by providing opportunities and resources to thrive in all aspects of life.
  • Ladli Lakshmi Yojana provides monetary assistance and creates a savings fund to secure the future of the girl child.
  • Ladli Lakshmi Yojana creates a positive attitude toward girl childbirth among the public.
  • Ladli Lakshmi Yojana discourages child marriages by providing them with education expenses.

Eligibility Criteria for Ladli Laxmi Yojana

To avail of the Ladli Lakshmi Yojana, you need to follow the following steps:

  1. Eligibility Criteria for Parents
  • Should be a resident of Madhya Pradesh
  • Unable to pay income tax
  • Should have a maximum of 2 girl children (except if the 2nd child is twin or triplets)
  1. Eligibility Criteria for Girl Child
  • Should born after 1st Jan 2006
  • Should be registered with the nearby Anganwadi centre

List of States Implemented Ladli Laxmi Yojana

Below are the states that implemented the Ladli Laxmi Yojana:

  • Ladli Yojana, Haryana
  • Delhi Ladli Yojana, Delhi
  • Bhagya Laxmi Yojana, Uttar Pradesh
  • Dhan Lakshmi Yojana, Chhattisgarh
  • Ladli Lakshmi Yojana, Goa
  • Lakshmi Ladli Yojana, Jharkhand

Highlights of Ladli Laxmi Yojana

Below, we have mentioned some of the highlights of the Ladli Laxmi Yojana:



Launched by

State Government of Madhya Pradesh

Launched in 


Managed by

Department of Women & Child Development, MP

Application Fees

Free of Cost


Girl children belong to the weaker section

Application Submission

  • Within 1st year of birth of a girl child
  • Within 1st year of adoption of a girl child
  • Parent's death within five years of girl child

Benefits of the Scheme

  • National Saving Certificate of INR 1,18,000 in the name of girl child
  • INR 2K to the girl child on her admission to the 6th class
  • INR 4K to the girl child on her admission to the 9th class
  • INR 6K to the girl child on her admission to the 11th class
  • INR 6K to the girl child on her admission to the 12th class
  • INR 1 Lakh of Ladli Laxmi Fund

Additional Financial Benefits

  • INR 200 to the girl child between 11th and 12th class
  • INR 25K in instalments
  1. INR 12K in 1st year
  2. INR 12K in final year
  • Madhya Pradesh government will pay the whole course fee of the girl child in higher education

Key Features and Benefits of Ladli Laxmi Yojana

Ladli Laxmi Yojana offers a range of features and benefits designed to support the holistic development of the girl child. Some of the key features include:

  • Financial Assistance: Under Ladli Lakshmi Yojana, the MP government provides financial assistance to families with girl children. This assistance is provided at various stages, such as at the girl's birth, during her education and as she grows into adulthood.
  • Incentives for Education: Ladli Laxmi Yojana encourages girls to pursue education by providing them incentives like scholarships and other educational materials. This helps reduce the financial burden on families and promotes the importance of education for girls.
  • Savings Fund: Ladli Laxmi Yojana sets up a savings fund for the girl child, which accumulates over time. This fund is available when the girl becomes an adult to help her pursue higher education, start a business or meet other financial goals.
  • Marriage Assistance: To reduce the financial burden associated with wedding expenses, Ladli Laxmi Yojana provides financial assistance through a lump sum or fixed deposit for the girl's marriage. This helps families manage wedding costs and promotes responsible financial planning.
  • Awareness and Outreach Programs: Ladli Laxmi Yojana runs awareness campaigns and outreach programs to educate communities about the importance of the girl child. These initiatives challenge social norms, promote gender equality and encourage positive attitudes towards girls' empowerment.

Exclusions of Ladli Laxmi Yojana

There are some limitations to the Ladli Laxmi Yojana. Below are some of the exclusions of Ladli Laxmi Yojana:

  • If the girl child stopped her education or dropped out of school.
  • If the girl child is married before the legal age of 18 years.
  • If the parents do not opt for the family planning option after the birth of the second child.

Application Process for Ladli Laxmi Yojana

The application process for Ladli Laxmi Yojana may vary slightly depending on the state in which you are applying. However, here are the steps involved in applying for the Ladli Laxmi Yojana:

  • Visit the official website of the Ladli Lakshmi Yojana.
  • Click on the “Apply” tab from the top right corner.
  • Fill in the “application form” provided by the website.
  • Upload all the required documents.
  • Click on the "Submit" button.
  • Once the verification is done, the application will be approved, and the girl child can get the benefits of the Ladli Laxmi Yojana.

Required Documents for Ladli Laxmi Yojana Scheme

Below mentioned are the documents required to avail of the Ladli Laxmi Yojana scheme are as follows:

  • Income Proof of Parents
  • Residence proof
  • Ladli Laxmi Yojana form to be filled by parents
  • ID Proof of the parents
  • Education proof
  • Date of Birth proof of the girl child
  • Proof of Family Planning opted for by parents
  • Bank Account Details such as account number, IFSC code, etc.

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Ladli Laxmi Yojana has emerged as a transformative scheme that aims to empower the girl child and promote gender equality in India. Through its comprehensive approach of providing financial assistance, incentives for education, insurance coverage, and savings funds, the scheme has made a significant impact on the lives of thousands of girls and their families.

Ladli Laxmi Yojana has created a pathway for girls to realize their full potential and contribute to society. The scheme's success lies in its ability to bring about positive changes not only at the individual level but also at the community and societal levels. Ladli Laxmi Yojana continues to expand its reach and impact, and it serves as a beacon of hope for a more inclusive and equal society where every girl can thrive and fulfil her dreams.

Some Other Government Schemes in India

Mukhyamantri Chiranjeevi Swasthya Bima Yojana

Sukanya Samriddhi Yojana (SSY)

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Ayushman Bharat Yojana (PMJAY)

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Mahatma Jyotiba Phule Jan Arogya Yojana - MJPJAY

Niramaya Health Insurance Schemes

Ladli Laxmi Yojana FAQs

Ladli Laxmi Yojana is a government scheme initiated in India to promote the welfare and empowerment of girl children. It aims to address gender inequality, promote education, and ensure economic security for girls.

The eligibility criteria may vary slightly from state to state. However, in general, families that fulfil the following criteria are eligible:

  • The girl child should be a resident of the state where the scheme is implemented.
  • The family should fall under the specified income criteria or economic status set by the respective state government.
  • The scheme typically applies to the first two girl children in a family.

The age limit for eligibility may vary depending on the state. In some states, the scheme is applicable from the birth of the girl child, while in others, it may be applicable from a certain age, such as 1 year or 5 years. It is advisable to refer to the specific guidelines of your state to determine the age limit.

Generally, Ladli Laxmi Yojana applies to the first two girl children in a family. However, it is best to refer to the guidelines of your respective state to confirm the specific rules regarding the number of eligible girl children.

Ladli Laxmi Yojana is not available in all states of India. However, it has been implemented in several states, such as Madhya Pradesh, Rajasthan, Uttar Pradesh, and Delhi, among others.



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