RenewBuy Health Plans

  • Premium starting @ INR 11/day
  • No Pre-medical Checkup Required
  • 24/7 Doctor Consultation

RenewBuy Health Plans

RenewBuy Health Plan from RenewBuy is a comprehensive health insurance plan that provides you with financial coverage in times of medical emergencies. RenewBuy Health Plan is a budget-friendly health plan that helps you save thousands on doctor bills. It comes with a sum insured option ranging from 2 to 5 lakhs. RenewBuy Health Plan comes in 2 different variants: RenewBuy Health Silver Plan and RenewBuy Health Gold Plan.

RenewBuy Health Plan is available for individuals and families and provides coverage for robotic surgery, modern treatment, etc.

Highlights of RenewBuy Health Insurance Policy

Below mentioned are the specifications of the RenewBuy Health Insurance Policy from

Entry Age 91 days to 65 Years
Policy Type Individual and Family Floater
Sum Insured INR 2L & 5L
Policy Term 1 Year
Renewability Lifelong
Waiting Period for Pre-Existing Disease (PED) 24 months*
Waiting Period for Maternity Only 9 months

*No PED is covered in this policy except Diabetes or Hypertension, Both Diabetes or hypertension should not be more than 3 years old from the date of policy purchase.

Eligibility to buy RenewBuy Health Insurance Plan

Below mentioned is the eligibility of RenewBuy Health Insurance Plan:

RenewBuy Health Gold and Silver Plan

  • Plan Type: Individual and Family Floater
  • Entry Age: 91 Days to 65 years
  • Policy Term: 1 Year

Coverage Benefits Offered Under RenewBuy Health Insurance Policy

RenewBuy Health Gold & Silver Insurance plan offers various coverage options to the policyholders and allows them to customize their plan in 3 different plan options. Take a look at the below coverage table for better understanding:

Plan Variant RenewBuy Health Silver RenewBuy Health Gold
Coverage Benefits 2 Lakh 5 Lakh
Room Type Single Private AC Room (No Room Rent Capping)
Pre-Hospitalization 30 days
Post-Hospitalization 60 days
Ayush/Non-Allopathic treatment Covered Up to Sum Insured
Maternity Coverage INR 50000 for C-section/Normal delivery
All Modern Treatment Covered Up to Sum Insured
Domiciliary Treatment Covered up to 30% of Sum Insured

RenewBuy Health Additional Benefits

RenewBuy Health Plan offers several additional features along with its coverage benefits. Some of the additional features offered under the RenewBuy health plan are mentioned below:

  • Doctor on Phone 24x7: Policyholders will get 24x7 unlimited doctor Tele-consultation from more than 10 specialized categories (Internal Medicine, Ayurveda, Homeopathy, Pediatric, Gynaecology, Diabetes, Dietician, Mental health Counselor, Dermatology, Eye and Dental Care) in different regional languages.
  • Free Lab Tests: Policyholders will get wallets worth INR 1000 and 1500 for individual and family plans, respectively from all renowned diagnostic chains.
  • Fitness Session: Policyholders will get Unlimited fitness sessions like Yoga, Zumba, Workouts, Stress Management etc.
  • Up to 15% off on Medicines: Policyholders will get home delivery of prescribed medicines at a 15% discount.

Benefits of Buying RenewBuy Health Plan

Having RenewBuy Health Insurance plans for you and your family protects you from sudden medical emergencies and comes with several benefits. Below mentioned are the benefits of buying a RenewBuy Health plan:

  • Up to 60% Lower Premium
  • No Medical Underwriting Required
  • Variety of OPD Benefits
  • Shorter Waiting Period

RenewBuy Health Plan Exclusion

Below mentioned is the list of diseases and conditions that are not covered under RenewBuy health plan:

  • Mental illness
  • Intentional self-injury
  • AIDS
  • Cosmetic & aesthetic treatment
  • Dental surgery
  • Infertility and in vitro fertilization
  • Hospitalization due to war, strike, riot, and nuclear weapons.
  • Congenital disease
  • Miscarriage and abortion

RenewBuy Health Plan Buying Process

You can buy a RenewBuy Health Plan either from the official website or from your closest RenewBuy advisor.

Buy From RenewBuy

  • Visit the official website of the “RenewBuy”.
  • Click on the “RB Health” tab.
  • Enter your date of birth on the next page.
  • Then, click on the desired plan variant.
  • Click on the “Buy Now” button
  • Pay the premium amount
  • Once the payment is made, the policy documents will be sent to your registered Email ID.

Buy From RenewBuy Advisor

  • Visit the official website of the “RenewBuy”.
  • Click on the “Connect with an expert” section.
  • Enter the required information.
  • The next page will show you the list of advisors near your location.
  • Now, you can select your desired advisor.
  • Click on the call button and enter your phone number.
  • The RenewBuy advisor will connect with you shortly.

RenewBuy Health Insurance Claim Settlement Process

RenewBuy Health Plan offers two types of claim processes, i.e. cashless claims and reimbursement claims. Look at the below section to know more about both the claim processes in detail:

Cashless Claim Process

  • Show your RenewBuy Health insurance health card at the TPA desk of the hospital.
  • Fill in and submit the pre-authorization form and doctor’s consultation documents.
  • The hospital will verify all the documents and send them to our TPA Paramount for further verifications.
  • Once the document verification is done, the hospital will send the claim documents to TPA Paramount
  • The hospital will then starts the cashless treatment of the policyholder.
  • At last, the TPA Paramount will directly settle the claim amount with the hospital.

Reimbursement Claim Process

  • Intimate the TPA PARAMOUNT within 48hr of hospitalization (24 hr in case of emergency).
  • Policyholders need to file a reimbursement claim after settling all the bills on their own
  • Submit the claim form along with other relevant documents to the TPA PARAMOUNT within 15 days of the discharge of the patient.
  • Then, the company will verify all the submitted documents.
  • Once the verification is done, the claim amount will be reimbursed to your bank account.