The SBI Super Health Insurance Plan is an affordable, high-coverage health insurance solution designed to cater to individuals and families. This plan offers comprehensive coverage against hospitalization expenses, critical illness, day-care procedures, and other health needs. Tailored for young professionals and senior citizens, this policy ensures that you and your loved ones are covered for medical emergencies without financial strain, giving you the confidence to face any health challenge.
SBI Super Health Insurance Plan
Whether dealing with rising healthcare costs or planning for future uncertainties, the SBI Super Health Insurance Plan provides a solution that brings peace of mind. Explore the plan's features, benefits, and other vital information below.
Highlights of SBI Super Health Insurance Policy
Below are the highlights of the SBI Super Health Insurance Policy:
| Entry Age | Adult: 18 Years to No Child: 91 Days to 30 Years |
|---|---|
| Renewability | Lifelong |
| Policy Variant | Prime, Elite, Premier, Platinum, and Platinum Infinite |
| Policy Type | Individual and Family Floater |
| Sum Insured | 3 Lakhs to 2 Crores |
| Policy Term | 1, 2, 3 Years |
| Waiting Period for PED | 2 Years |
Eligibility to Buy SBI Super Health Insurance Policy
Below mentioned is the eligibility criteria for purchasing the SBI Super Health Insurance Policy:
Individual Policy
- Entry Age:
- Adult: 18 Years to No Limit
- Child: 91 Days to 30 Years
- Domestic Staff: 18 Years to 65 Years
- Policy Term: 1, 2, or 3 Years
Family Floater Policy
- Entry Age:
- Adult: 18 Years to No Limit
- Child: 91 Days to 30 Years
- Domestic Staff: 18 Years to 65 Years
- Policy Term: 1, 2, or 3 Years
- Number of Members Covered: Up to 4 Adults and any number of children
Health Insurance Companies Toll Free Numbers
Coverage Benefits Offered Under SBI Super Health Insurance Policy
The SBI Super Health Policy has four variants offering a wide range of medical emergency coverage benefits. Below are the benefits offered:
SBI Super Prime Health Plan
| Coverage Benefits | 3L | 5L | 7L | 10L | 15L | 20L | 25L |
|---|---|---|---|---|---|---|---|
| Room Rent | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| ICU Charges | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Shared Accommodation Cash Benefit | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K |
| Pre-Hospitalization (60 Days) | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Post-Hospitalization (90 Days) | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| All Daycare Treatment | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Domiciliary Hospitalization | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Home Health Care | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Emergency Road Ambulance Cover | Covered up to INR 3K | Covered up to INR 3K | Covered up to INR 3K | Covered up to INR 3K | Covered up to INR 3K | Covered up to INR 3K | Covered up to INR 3K |
| Air Ambulance Cover (Domestic) | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L |
| Organ Donor Expenses | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| ReInsure | Unlimited up | Unlimited up | Unlimited up | Unlimited up | Unlimited up | Unlimited up | Unlimited up |
| Benefit | 3L | 5L | 7L | 10L | 15L | 20L | 25L |
|---|---|---|---|---|---|---|---|
| Bariatric Surgery Cover | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K |
| Modern Treatment/Advance Procedure | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| AYUSH Treatment | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Non-Payable Items | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Annual Health Checkup | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K |
| Enhanced Cumulative Bonus | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured |
SBI Super Elite Health Plan
| Coverage Benefits | 3L | 5L | 7L | 10L | 15L | 20L | 25L |
|---|---|---|---|---|---|---|---|
| Room Rent | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| ICU Charges | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Shared Accommodation Cash Benefit | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K |
| Coverage Benefits | 3L | 5L | 7L | 10L | 15L | 20L | 25L |
|---|---|---|---|---|---|---|---|
| Health Multiplier | For SI:3 Lacs to 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI:3 Lacs to 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI:3 Lacs to 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI:3 Lacs to 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI:3 Lacs to 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI:3 Lacs to 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI:3 Lacs to 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI |
| Pre-Hospitalization (60 Days) | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Post-Hospitalization (90 Days) | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| All Daycare Treatment | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Domiciliary Hospitalization | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Home Health Care | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Emergency Road Ambulance Cover | Covered up to INR 3K | Covered up to INR 3K | Covered up to INR 3K | Covered up to INR 3K | Covered up to INR 3K | Covered up to INR 3K | Covered up to INR 3K |
| Air Ambulance Cover (Domestic) | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L |
| Organ Donor Expenses | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| ReInsure Benefit | Unlimited up to 100% | Unlimited up to 100% | Unlimited up to 100% | Unlimited up to 100% | Unlimited up to 100% | Unlimited up to 100% | Unlimited up to 100% |
| Bariatric Surgery Cover | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K |
| Modern | Covered up | Covered up | Covered up | Covered up | Covered up | Covered up | Covered up |
| Benefit | 3L | 5L | 7L | 10L | 15L | 20L | 25L |
|---|---|---|---|---|---|---|---|
| Treatment/Advance Procedure | to Sum Insured | to Sum Insured | up to Sum Insured | to Sum Insured | to Sum Insured | to Sum Insured | to Sum Insured |
| AYUSH Treatment | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Non-Payable Items | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Annual Health Checkup | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K |
| Enhanced Cumulative Bonus | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured |
SBI Super Premier Health Plan
| Coverage Benefits | 3L | 5L | 7L | 10L |
|---|---|---|---|---|
| Room Rent | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| ICU Charges | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Shared Accommodation Cash Benefit | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K | INR 500 per day, maximum up to INR 4K |
| Health Multiplier | 2X of the Base Sum Insured | 2X of the Base Sum Insured | 2X of the Base Sum Insured | 2X of the Base Sum Insured |
| Pre-Hospitalization (60 Days) | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| All Daycare Treatment | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Domiciliary Hospitalization | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Coverage Benefits | 3L | 5L | 7L | 10L |
|---|---|---|---|---|
| Home Health Care | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Emergency Road Ambulance Cover | Covered up to INR 4K | Covered up to INR 4K | Covered up to INR 4K | Covered up to INR 4K |
| Air Ambulance Cover (Domestic) | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L |
| Organ Donor Expenses | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| ReInnsure Benefit | Unlimited up to 100% | Unlimited up to 100% | Unlimited up to 100% | Unlimited up to 100% |
| Bariatric Surgery Cover | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K | Covered up to INR 50K |
| Modern Treatment/Advance Procedure | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| AYUSH Treatment | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Recovery Benefit | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K |
| Maternity Expenses | Covered up to INR 25K (N)/ INR 50K(C-sec) | Covered up to INR 25K (N)/ INR 50K(C-sec) | Covered up to INR 25K (N)/ INR 50K(C-sec) | Covered up to INR 25K (N)/ INR 50K(C-sec) |
| New Born Baby Cover | Covered up to Maternity Sum Insured | Covered up to Maternity Sum Insured | Covered up to Maternity Sum Insured | Covered up to Maternity Sum Insured |
| Non-Payable Items | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Annual Health Checkup | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K | Covered up to INR 2.5K |
| Enhanced Cumulative Bonus | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured | 50% of SI up to 100% of Sum Insured |
| Out-patient and Prescribed Diagnostic test | Covered up to INR 5K/Policy | Covered up to INR 5K/Policy | Covered up to INR 5K/Policy | Covered up to INR 5K/Policy |
SBI Super Platinum Health Plan
| Coverage Benefits | 10L | 15L | 20L | 25L | 30L | 40L | 50L |
|---|---|---|---|---|---|---|---|
| Room Rent | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| ICU Charges | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Shared Accommodation Cash Benefit | INR 500 per day, maximum up to INR 8K | INR 500 per day, maximum up to INR 8K | INR 500 per day, maximum up to INR 8K | INR 500 per day, maximum up to INR 8K | INR 500 per day, maximum up to INR 8K | INR 500 per day, maximum up to INR 8K | INR 500 per day, maximum up to INR 8K |
| Health Multiplier | For SI: 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI: 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI: 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI: 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI: 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI: 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI | For SI: 10 Lacs - 2X of SI For SI:15 Lacs and above - 3X of SI |
| Pre-Hospitalization (60 Days) | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Post-Hospitalization (90 Days) | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| All Daycare Treatment | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Domiciliary Hospitalization | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Home Health Care | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Emergency Road Ambulance Cover | Covered up to INR 5K | Covered up to INR 5K | Covered up to INR 5K | Covered up to INR 5K | Covered up to INR 5K | Covered up to INR 5K | Covered up to INR 5K |
| Coverage Benefits | 50L | 75L | 1Cr | 2Cr |
|---|---|---|---|---|
| Room Rent | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| ICU Charges | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Shared Accommodation Cash Benefit | INR 1K per day, maximum up to INR 15K | INR 1K per day, maximum up to INR 15K | INR 1K per day, maximum up to INR 15K | INR 1K per day, maximum up to INR 15K |
| Health Multiplier | 3X of the Base Sum | 3X of the Base Sum | 3X of the Base Sum | 3X of the Base Sum |
| Pre-Hospitalization (60 Days) | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Post-Hospitalization (90 Days) | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| All Daycare Treatment | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Domiciliary Hospitalization | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Home Health Care | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Emergency Road Ambulance Cover | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Air Ambulance Cover (Domestic) | Covered up to INR 10L | Covered up to INR 10L | Covered up to INR 10L | Covered up to INR 10L |
| Organ Donor Expenses | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Reinsurance Benefit | Unlimited up to 200% | Unlimited up to 200% | Unlimited up to 200% | Unlimited up to 200% |
| Bariatric Surgery Cover | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L | Covered up to INR 2L |
| Modern Treatment/Advance Procedure | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| AYUSH Treatment | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Coverage Benefits | 50L | 75L | 1Cr | 2Cr |
|---|---|---|---|---|
| Maternity Expenses | Covered up to INR 2 Lakh | Covered up to INR 2 Lakh | Covered up to INR 2 Lakh | Covered up to INR 2 Lakh |
| New Born Baby Cover | Covered up to Maternity Sum Insured | Covered up to Maternity Sum Insured | Covered up to Maternity Sum Insured | Covered up to Maternity Sum Insured |
| Child Vaccination | Covered up to INR 10K annually | Covered up to INR 10K annually | Covered up to INR 10K annually | Covered up to INR 10K annually |
| Non-Payable Items | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
| Loyalty Credit | Available up to 50% of Sum Insured up to 100% | Available up to 50% of Sum Insured up to 100% | Available up to 50% of Sum Insured up to 100% | Available up to 50% of Sum Insured up to 100% |
| Annual Health Checkup | Covered up to INR 10K | Covered up to INR 10K | Covered up to INR 10K | Covered up to INR 10K |
| Out-patient and Prescribed Diagnostic test | Covered up to INR 15K/Policy | Covered up to INR 15K/Policy | Covered up to INR 15K/Policy | Covered up to INR 15K/Policy |
| OPD Dental/Vision Cover | Covered up to INR 5K per family | Covered up to INR 5K per family | Covered up to INR 5K per family | Covered up to INR 5K per family |
| OPD Cover | Single Adult: INR 10K/ All other family combinations: INR 20K/family | Single Adult: INR 10K/ All other family combinations: INR 20K/family | Single Adult: INR 10K/ All other family combinations: INR 20K/family | Single Adult: INR 10K/ All other family combinations: INR 20K/family |
| Medical Treatment abroad | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured | Covered up to Sum Insured |
Coverage after Waiting Period
| Coverage Benefits | Waiting Period |
|---|---|
| Initial Waiting Period | 30 Days |
| Pre-Existing Diseases | 24 Months |
| Specific Diseases | For Prime, Elite, Premier: 24 Months, For Platinum, Platinum Infinite: 12 Months |
| Maternity Expenses | Single Adult: 48 Months, All other Family Combination: 24 Months |
| Medical Treatment Abroad | 36 Months |
| Hypertension, Diabetes, Cardiac Condition | 90 Days |
SBI Super Health Insurance Plan Exclusions
Below is the list of diseases and conditions that are not covered under SBI Super Health Plan:
- Unproven Treatments
- Unrecognized Physician or Hospital
- Breach of the law
- Conflict & Disaster
- Treatment taken outside India
- Hazardous or Adventure Sports
- Change-of-Gender Treatments
- Hormone Replacement Therapy
- Cosmetic or Plastic Surgery
- Sleep Disorders
- Treatment for Alcoholism
- Drug or Substance Abuse or Any Addictive Condition
- Dental/Oral Treatment
- Sterility and Infertility
- Circumcision
- External Congenital Anomaly
- Sexually Transmitted Infections & Diseases (STIs & STDs)
- HIV / AIDS
- Intentional Self-inflicted Injury or Attempted Suicide
SBI Super Health Policy Additional Benefits
The SBI Super Health Policy offers various additional benefits apart from the basic coverage. These include:
- Enhanced Reinsure Benefit: Optional cover that refills the sum insured unlimited times up to 200% of the sum insured amount.
- Co-payment: Policyholders need to pay 10% or 20% of the total medical bill. The insurance company covers the remaining amount.
Example: If your medical bill is INR 2,000 and your co-payment is 20%, you'll pay INR 400 and the insurer will pay INR 1,600. - Enhanced Cumulative Bonus: If the claim amount is INR 1 lakh or less, there will be no reduction in the cumulative bonus.
- Domestic Help/Staff Indemnity: Coverage benefits for domestic help or staff up to INR 50,000 or INR 1 Lakh:
- Room Rent: 2%
- ICU Charges: 4%
- Bariatric Surgery: INR 50,000
- Day Care Treatment, AYUSH Treatment, Modern Treatment: Up to Sum Insured
- Emergency Road Ambulance: INR 3,000 per Hospitalization
- Wellness Benefits: Includes:
- Health Assistance via AI Personal Fitness Coaching
- Dietician and Nutrition Consultation
- 30% Discount on Renewal Premium by Meeting Walking Goals
- Gym Membership
Health Insurance Companies Toll Free Numbers
Disclaimer: The content published in this article is intended solely for the readers' informational purposes and should not be relied upon for personal, medical, legal, or financial decisions. It is advisable to seek advice from a qualified professional regarding specific concerns. The details provided regarding the plan are for reference purposes only. Please visit the insurer’s website for the latest updates on the plan. The company does not guarantee suitability, reliability, timeliness, or accuracy of the information, services, or any other aspects mentioned in this regard for any purpose. We do not endorse any insurance company or insurance product provided by any insurer.
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Frequently Asked Question (FAQ’s)
What is SBI Super Health Insurance Policy?
What are the sum insured options available?
What does the policy cover?
Are pre-existing diseases covered?
. What are the exclusions under the SBI Super Health Insurance Policy?
Can I avail of cashless treatment under the SBI Super Health Insurance Policy?
Is there a no-claim bonus in this policy?
How can I renew my SBI Super Health Insurance Policy?
Can I include add-ons in my policy?