Tata AIG General Insurance is a large insurance firm that provides a wide range of health products. The following are the company's key specifications:
Tata AIG has won many awards due to their excellent work in the insurance industry. Let’s glance:
- Claims Awards Asia 2013 named TATA AIG the "General Insurer Claims Team of the Year."
- TATA AIG's Health Insurance Cover MediPrime was named Best Product Innovation in the Health Sector.
- Asia Insurance Review, Singapore, named TATA AIG General Insurance Company the Best Employer of the Year.
- CNBC Awaaz Travel Awards 2013 named Tata AIG the "Best Travel Insurance Company of the Year."
Tata AIG Insurance Company at a glance,
Tata AIG is a large insurance firm that provides a wide range of health products. The following are the company's key specifications:
| Particular | Specifications |
|---|---|
| Network Hospitals | 10,000+ |
| Incurred Claim Ratio (2022-23) | 78.33 |
| Claim Settlement Ratio (2022-23) | 95.46% |
| Solvency Position (2022-23) | 1.94 |
** Data has been obtained from both the official website of the company and IRDAI 2022-23 report. It is subject to change over time.
Key Features of Tata AIG Health Insurance
Tata AIG Health Insurance Company has various features. The preceding table displaying good values can also provide helpful information. Now, let's take a look at some of the company's key characteristics.
Network Hospitals
Every insurance company chooses a network of hospitals, clinics, and medical specialists that charge its clients a cheaper rate. In exchange, hospitals receive additional patients who are referred to them via the insurance company's network. With Tata AIG Insurance, you will get 7200+ network hospitals, which is a good number.
Claim Settlement Ratio
The claim settlement ratio for health insurance is the percentage of claims settled versus claims submitted with an insurance company. It is a common statistic for rating insurance firms, making it one of the most important aspects for clients to consider when choosing insurers. Tata AIG General Insurance has a CSR of 95.46%.
Solvency Ratio
Solvency ratios examine a company's ability to fulfil long-term obligations, such as debt and interest on the debt. It is one of several financial indicators that may be used to assess a company's overall health. Tata AIG has a decent 1.94 solvency ratio.
List of Health Insurance Plans Offered By Tata AIG Insurance
Tata AIG Health Insurance provides a variety of insurance products. So, let's have a look at all of the designs that are divided into three groups.
Individual and Family Health Insurance Plan
 |
Tata AIG MediCare Plus Plan |
Coverage Benefits
- Higher Cumulative Bonus
- AYUSH Benefits
- Domiciliary Treatments
Eligibility Criteria
Entry Age: 91 Days - 65 Years
Sum Insured: Upto 1 Crore
|
TATA AIG Wellsurance Women Policy |
Coverage Benefits
- ICU Expenses
- Transportation
- Hospital Cash Benefits
Eligibility Criteria
Entry Age: 18 - 65 Years
Sum Insured: Upto 1 Crore
|
TATA AIG Wellsurance Family Policy |
Coverage Benefits
- Daily Cash Allowance
- Critical Illness Covered
- convalescence benefit
Eligibility Criteria
Entry Age: 6 Months - 65 Years
Sum Insured: 1 Crore - 3 Crores
|
Tata AIG MediCare Protect Plan |
Coverage Benefits
- Pre/Post Hospitalization
- Ambulance Cover
- Domiciliary Treatment
Eligibility Criteria
Entry Age: 91 Days - 65 Years
Sum Insured: Upto 5 Lakhs
Senior Citizen Health Insurance Plan
|
Tata AIG Medicare Premier Plan |
Coverage Benefits
- High-End Diagnostics
- OPD Dental Treatment
- In-patient Treatment
Eligibility Criteria
Entry Age: 91 Days - 65 Years
Sum Insured: upto 50 Lakhs
|
TATA AIG Arogya Sanjeevani Health Insurance Policy |
Coverage Benefits
- Cumulative Bonus
- Cataract Treatment
- AYUSH Treatment
Eligibility Criteria
Entry Age: 91 Days to no upper limit
Sum Insured: 5 Lakhs
|
Tata AIG MediCare Plan |
Coverage Benefits
- Global Cover
- Bariatric Surgery
- Vaccination Cover
Eligibility Criteria
Entry Age: 91 Days - 65 Years
Sum Insured: Upto 20 Lakhs
Why Choose Tata AIG Health Insurance
Tata health insurance plans have numerous characteristics that make them a good choice for your health insurance needs. Here are some of the critical benefits of a Tata AIG health insurance policies:
Cashless Hospitalization
By choosing Tata AIG Insurance as your health insurer, you may have access to a network of 10,000+ hospitals throughout India and enjoy cashless hospitalisation.
Round the Clock Assistance
Tata AIG Insurance anticipates all the requirements. The insurance company consistently prioritises your needs and strives to surpass your expectations with its customer service available 24 hours a day, seven days a week.
Substantial Cumulative
Depending on your plan, you can get a cumulative bonus ranging from 10% to 100% of the total insured for each claim-free policy year.
Brand Name of Tata
Tata AIG General Insurance comes with trust, quality, and exceptional customer service of the Tata Group. The organisation takes your obligations seriously and strives to provide you with quality insurance products/services.
Claim settlement Process
Tata AIG health insurance offers a quick and easy claim settlement process. It is an important factor before buying a health insurance plan.
Paperless Plans
You can compare and buy health insurance coverage from the comfort of your own home with the Tata AIG insurance products.
Tata AIG Health Insurance Exclusions
Here are some of the major exclusions under Tata health insurance plans:
- Sexually transmitted diseases
- Doctor's fees charged by a Medical Practitioner who shares a household with an Insured Person or is an intimate relative of an Insured Person's family.
- HIV AIDS infections
- Maternity, delivery, and pregnancy expenses
- Mental illnesses or diseases
- Cosmetic surgeries
- Treatment provided by a Medical Practitioner that is not within his scope of practice.
- Rotational Field Quantum Magnetic Resonance (RFQMR), External Counter Pulsation (ECP), Enhanced External Counter Pulsation (EECP), Chelation Therapy, and Hyperbaric Oxygen Therapy are all examples of experimental and unproven therapies.
**Inclusions and exclusions of the Tata AIG insurance plans are taken from the official website; subject to change.
Network Hospitals
Tata AIG Health Insurance Buying Process
Tata AIG Health Insurance features a hassle-free purchasing and claim process. Let us first go through how to buy Tata AIG insurance plans online.
Buy from RenewBuy:
- You can connect with RenewBuy partners to select the most suitable Tata AIG insurance plans.
- Click on the "Health Insurance Plan" tab.
- Choose the desired health insurance policy.
- Fill in all the required details.
- Click on "Buy Now".
- Proceed with the payment.
Buy From the Official Website
- Browse and compare all the Tata AIG insurance plans available on the official websites according to your premium, coverage type, and other relevant parameters.
- Select the best Tata AIG health insurance plan after shortlisting the suitable ones.
- Provide identification information and proof when applying for Tata AIG insurance online.
- Look for exclusions and riders in the chosen policy. Take note of the important details, such as the premium, complete coverage, waiting period, claim settlement process, etc.
- You can pay using your preferred online payment methods once you've chosen your plan.
- Why Buy Tata AIG Health Insurance Policies From RenewBuy?
Why Buy Tata AIG Health Policies From RenewBuy?
RenewBuy offers Tata AIG Insurance plans at competitive rates. Here are the primary reasons why you should think about buying these plans from us:
- IRDAI Certified
- Get Insured by leading insurers
- Lower Premiums
- Easy to Compare Various Health Policies
- Simple Easy Buying Process
- 24x7 Claim Assistance
Tata AIG Health Insurance Renewal Process
Tata AIG Health Insurance makes renewing health insurance coverage simple and quick on their official website. Follow the steps given below:
- Visit the official website of "Tata AIG Health Insurance".
- Click on the “Renewal” tab.
- Enter your existing health insurance policy details, such as your policy number and date of birth.
- Click on the ‘Renew' tab.
- Pay the premium and renew your coverage online.
You can also contact our POSP Advisors for Tata AIG insurance renewal.
Tata AIG Health Insurance Claim Process
The claim process is hassle-free and easy. To make things easier, we have simplified the whole procedure in easy-to-follow steps for you.
Cashless Claim
If you got non-emergency care at a network hospital, you might enjoy quick and easy cashless claims under your Tata AIG insurance plan by following these steps:
- Email your cashless claim form to a network hospital at least 48 hours before your planned treatment. You can also send a letter informing them of this information.
- Upon verifying the aforementioned form, you need to intimate the hospital about the claim.
- Provide your health card and the confirmation letter from Tata AIG on the hospital desk. The insurer will take care of the bills while you rest and recover.
- There are no more actions to take. We'll take care of the bills while you rest and recover.
Reimbursement Claim
If you wish to receive medical care from a non-network hospital, you must pay the charges/bills before filing a reimbursement claim with the insurer by following the process given below:
- Send the completed reimbursement form with the necessary documents (copy of the health insurance policy, relevant medical reports, original bills, investigation report, etc.) to the insurer.
- Once the company receives relevant documents, they shall check them and then process the claim and reimburse the amount spent as per policy terms.
Documents Required for the Claim
Medical emergencies strike without warning, and the only cost-effective way to deal with them is through medical insurance plans. In Tata AIG health insurance plans, the documents required to file a claim are:
In health insurance plans, the documents required to file a claim are -
- Claim Form
- Medical Investigation Report
- Discharge Card
- Copies of Health Insurance Plans
- Doctor’s bill
- Any other for required by TPA
Tata AIG Health Insurance Contact Details
If you have any questions or concerns about Tata AIG general insurance coverage, contact the health insurance company using the information below:
Contact Number: 1800-266-7780
Email Address: customersupport@tataaig.com
Disclaimer:
The details, facts, or figures given here are intended solely for the reader's informational purposes and should not be relied upon for personal, medical, legal, or financial decisions. Please visit the insurer's website for the latest updates. We do not endorse any particular insurance company or insurance product provided by any insurer.