Buy HDFC Life Insurance Plan

  • 372+ PAN India Branches
  • 98.66% Claim Settlement Ratio
  • Exclusive Online Discount

HDFC Life Insurance Company Limited, also known as HDFC Life Insurance, is a joint venture between HDFC Ltd and Standard Life Aberdeen Abrdn Plc. Established in 2000, HDFC Life Insurance is one of the leading long-term life insurance providers in the country. It has more than 421 branches in over 980 cities, towns, and villages in India.

HDFC Life Insurance has a wide range of life insurance plans that are designed to meet the needs of every individual, such as pension plans, protection plans, savings plans, investment plans, annuity plans and Health plans.

HDFC Life Insurance has received many awards and recognitions over the years. In the below section, we have mentioned some of the awards and achievements won by HDFC Life Insurance:

  • HDFC Life Insurance was awarded the "Best Use of AI and Machine Learning - Life Insurance" Award in the 3rd Annual BFSI Technology Excellence Awards Category by Quantic India.
  • HDFC Life Insurance wins "Product Innovator of the Year - Life Insurance" for the product - sanchay FMP in the 3rd Annual BFSI Technology Excellence Awards Category 2022 by Quantic India.
  • HDFC life was awarded the "Women in Insurance Leadership Award" at the 3rd Emerging Asia Awards 2022 by ICC.
  • HDFC Life Insurance won the "The Experience Maker Executive of the Year" Award at the Adobe Experience Maker Awards 2022.
  • HDFC Life won the Gold Award at the 2022 Brandon Hall Excellence Awards for the Best Use of Mobile Learning.

Read below to know more about HDFC Life Insurance in detail.

HDFC Life Insurance Company Specification

Below mentioned are the key specifications of HDFC Life insurance company.

Particular Specifications
Claim Paid Percentage 99.39% (individual claims)
Branches in India 421
Solvency Ratio (2020-21) 2
Lives insured 6.8 Crores
Assets Under Management ₹2,30,000 Crores

* The data mentioned above is taken from the official website of HDFC Life and the IRDAI Annual Report 2022-23.

Key Features of HDFC Life Insurance

Every life insurance company in India offers different types of life insurance plans. However, choosing the best life insurance company to buy a life plan can be a daunting task for anyone. Hence, we have listed down some of the key features of HDFC Life Insurance Company that you must consider before choosing a life insurance plan from a life insurance company:


Wide Range of Life Insurance Products

HDFC Life Insurance offers its customers a wide range of life insurance products. HDFC Life Insurance plans are designed to meet each and every insurance requirement of each individual. Moreover, with such a wide range of life plans, it is easy for you to compare and buy the best life insurance plan for yourself and your family.


Affordable Premiums

HDFC Life Insurance plans are designed to meet every requirement of every individual at affordable premium amounts. HDFC plans also provide comprehensive financial protection to your family in case of your absence.


Claim Settlement Ratio

The claim settlement ratio gives us the number of claims settled by a life insurance company out of the number of claims made in a year. HDFC Life Insurance has a claim settlement ratio of 99.39% (individual claims) in the years 2022-23, per the annual report of IRDAI (2022-23).


Solvency Ratio

The solvency ratio is one of the crucial factors that we should consider before choosing a life insurance plan from a life insurance company. The solvency ratio of a life insurance company helps us to analyze the ability of the company to meet its financial obligations. As per the IRDAI annual report (2022-23), HDFC Life Insurance has a solvency ratio of 2.0 in the financial year 2022-23.


Dedicated Customer Support

Buying an HDFC insurance policy provides peace of mind as the HDFC life insurance company offers an efficient customer support team. They have also enabled a customer portal where the policyholders can access their HDFC life policy online and manage all activities, including revival/ renewal, policy update, and track service requests.

HDFC Life Policy List

Have a look at the HDFC life insurance policy details with the eligibility criteria and key features:

HDFC Term Insurance Plan

HDFC Savings Life Insurance Plan

HDFC Ulip Plans

HDFC Retirement- Annuity/ Pension Plans

HDFC Life Child Plan

HDFC Life Combo Plan

HDFC Life Group Insurance Plan

HDFC Life Insurance Buying Process

You can buy HDFC Life Insurance plans in two ways, i.e. from the official website of HDFC Life Insurance and Given below are the steps to buy the HDFC Life plan:

Through HDFC Life Insurance Official Website

  • Visit the official website of "HDFC Life Insurance".
  • Select the desired type of life insurance and click on the tab.
  • Choose the desired plan and click on the "Buy Now" Button.
  • Fill in the required information and click on the "calculate" button.
  • Check the premium amount and click on the "Pay Now" button.
  • Review the details and pay the premium amount online.
  • HDFC Life Insurance will share the policy document at your registered email address.


  • Visit the official site of "RenewBuy."
  • Select the "Life Insurance Plan" tab.
  • Select the "Best Life insurance companies in India" tab.
  • The next tab will show you all the life insurance companies.
  • Click on the "HDFC Life Insurance" tab.
  • Select the desired HDFC Life Insurance Plan.
  • Fill in all the required information.
  • Click on "Buy Now".
  • Proceed with the payment.

HDFC Life Insurance Claim Process

HDFC Life offers you a simple, quick and hassle-free claim process. Below mentioned are the steps to raise your claim for your HDFC Life Insurance plan:

  • Visit the "HDFC Life Insurance" official website.
  • Click on the "Make a Claim" tab and then click on the "submit claim" button.
  • Submit the necessary documents along with the nominee details.
  • Then, click on the "Click Here" button to proceed.
  • Then HDFC Life Insurance will connect with you regarding your claim status.
  • You can also track your claim by clicking on the "Track Claim" button.

Required Documents For HDFC Life Insurance Claim Process

You need to submit the below-mentioned documents to process your claim smoothly and efficiently.

In Case of Natural Death

  • Original Policy Documents
  • Death Certificate
  • Claim application
  • Address proof
  • Identity Proof of the claimant
  • Medical documents of the Policyholder


In Case of Unnatural Death

  • Death Certificate
  • Claim application
  • NEFT Account details
  • Police records (attested by police authorities)
  • Post-mortem (attested by hospital authorities)
  • Address proof
  • Identity Proof of the claimant

HDFC Life Insurance Contact Details

If you have any queries regarding HDFC Life Insurance plans and claims settlement, you can contact the HDFC Life Insurance company by using the information given below:

HDFC Life Insurance Address : HDFC Life Insurance Company Limited, Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011.

Customer Care Toll-Free Number : 1800-266-9777

Email Address :