TATA AIA Term Insurance

Life-Long Protection

Tata AIA term insurance plans cover the policyholder for up to 100 years, ensuring the family remains protected against any life risk in the long run.

High Life Coverage at Affordable Price

Tata AIA term plans offer a wide range of term plan options, including a 50 Lakh term plan, 1 Crore term insurance, 2 Crore term insurance, and 5 Crore term insurance at a very nominal monthly premium. This way, you can pay the premium regularly without straining your pocket.

Way to Replace Income

If you are the only breadwinner in your household and an uncertain situation happens, Tata AIA term insurance may replace your income. The monetary help may support your family expenses, including education, outstanding loans or debts, and other financial commitments.

Easy Purchase

Buying Tata AIA term life insurance plans is very easy. You can compare different term plans, customize the coverage, premiums, and policy terms, add riders, and make payments, all in just a few clicks.

Wellness Program

Tata AIA term life insurance provides the Tata AIA Vitality membership facility. This wellness program helps policyholders get health check-ups and premium discounts.

Tax Benefit

The policyholders can avail of tax benefits on the premium paid towards Tata AIA term insurance plans under Section 80C of the Income Tax Act. Additionally, the benefits received are tax-exempt under Section 10 (10D) of the Income Tax Act 1961.

Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider

You can add this rider to the policy at the time of purchase and get covered under specific risks. The Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider includes the following benefits:

• Term benefit with an accelerated terminal illness
• Accidental death benefit
• Accidental total and permanent disability
• CritiCare plus benefit
• CritiCare benefit

Tata AIA Life Insurance Non-Linked Comprehensive Health Rider

This rider offers enhanced protection by offering risk coverage for disability, hospitalization, and illness. Based on their needs, customers can opt for the return of premium options. The Tata AIA Life Insurance Non-Linked Comprehensive Health Rider provides coverage against multistage critical illness, cancer care, and cardiac care.

Tata AIA Vitality Health Rider

With Tata AIA Vitality Health, customers gain the motivation to focus on physical and mental well-being with various discounts. The rider covers certain benefits, including hospitalization benefits, minor illness/ injuries, late-stage cancer cover, and heart-related ailments.

Tata AIA Vitality Protect Rider

Tata AIA Vitality Protect helps improve the physical and mental well-being of the insured to minimize health risks in the long run. The rider provides various benefits, such as a term booster, accidental death benefits, and protection against 40 critical illnesses. You can also gain appreciable tax benefits by opting for this rider.

Tata AIA Accidental Death and Dismemberment (Long Scale) Rider

The rider covers you and your family from the financial burden that occurred during the accidental death and disability of the insured.

Tata AIA Waiver of Premium Plus Rider

If the policyholder opts for this rider with Tata AIA term insurance, and in case of accidental death or disability arising to the life assured, future premiums are waived/cancelled until the end of the premium-paying term.

Tata AIA Benefit Protection Rider

When the policyholder adds the Tata AIA Benefit Protection Rider to the Tata AIA term plan, you can ensure that the death/ maturity benefits are paid to the nominee per the base plan.

Tata AIA OPD Care Rider

Tata AIA OPD Care Rider provides consultation benefits to you and your family. The rider also covers diagnostic tests, pharmacy expenses, and emotional and physical well-being.