• Comprehensive Coverage: HDFC term plans offer comprehensive life coverage to the policyholders at an affordable premium amount. It pays the lump sum amount to the nominee in case of the sudden death of the policyholder, and they can choose the sum assured amount based on their needs and requirements.
• Flexibility: HDFC Term Plans offer flexibility in policy duration and premium payment options. Policyholders can choose the policy term and premium payment frequency at their convenience.
• Tax Benefits: Policyholders can avail of tax benefits under Section 80C of the Income Tax Act, 1961, for the premium paid towards their HDFC Term Plans. Additionally, the death benefit received by the nominee is tax-free under Section 10(10D) of the Income Tax Act, 1961.
• Riders: HDFC Term Plans offer additional riders, such as critical illness, accidental death, and disability riders, for enhanced coverage. Policyholders can customize their HDFC Term policies by adding these riders to enhance the coverage benefits of the base plan.
• Healthy Lifestyle Benefit: HDFC term plan recognizes and appreciates those policyholders who have a healthy lifestyle by offering some discount on the premium amount.
• MWPA Enrollment Benefit: Policyholders can enroll their HDFC term plan under the MWPA Act to ensure their death benefits are legally protected only by their loved ones.

HDFC Life Insurance offers various types of term insurance plans, each with its unique features and benefits. Below we have mentioned all the term insurance plans offered by HDFC Life Insurance:

HDFC Life Click 2 Protect Life

Key Benefits

• Death Benefit
• Terminal Illness Benefit
• Life Stage Benefit

Eligibility Criteria

Entry Age: 18 years to 65 Years
Sum Assured: 50K to No Limit

HDFC Life Quick Protection Plan

Key Benefits

• Accidental Total PermanentDisability
• No Medical Required
• 19 Critical Illnesses Covered

Eligibility Criteria

Entry Age: 18 years to 50 Years
Sum Assured: 75 Lakhs to 1.25 Crore

HDFC Life Saral Jeevan Bima

Key Benefits

• Death Benefit
• Various Premium Payment Options
• Flexible-Premium Payment Term

Eligibility Criteria

Entry Age: 18 years to 60 Years
Sum Assured: 50K to 5 Lakhs

• Visit the official “HDFC Life Insurance” website and click on the “Term Insurance” tab.
• Scroll down and select your desired plan.
• Click on the “Buy Now” button.
• Fill in all the required information, such as name, mobile number, annual income, occupation, etc.
• Click on the “Calculate” button to calculate the premium amount.
• Make payment.
• The insurance company will send the policy documents to your email address.

• Visit the official site of "RenewBuy."
• Go to the “Life Insurance” section from the header menu.
• Then, go to the “Life Insurance Companies” section.
• Click on “HDFC Life Insurance”
• Select “HDFC Term Plans”
• Fill out the form that shows on the next page.
• Click on the “Buy Now” button.
• A pop-up will show you the plan details and the additional rider information.
• Click on the “Proceed to Buy” button.
• Make the online payment, and the policy documents will be sent to your registered email address.

HDFC Term Insurance has an easy and hassle-free claim settlement process. To file a claim, you need to follow the below-mentioned steps:

• Intimate the “HDFC Life Insurance” company by emailing them at claims@hdfclife.com or by calling them on their toll-free number (1860 267 9999).
• You need to provide the following details Name of the policyholder, the date of death of the policyholder, the cause of death, the policy number, the Nominee's name, and contact details.
• Submit the following documents: Death Claim Form, Original Policy Documents, FIR & Panchanama, Death Certificate, Post Mortem Report, Account Details of the Nominee, and Resident Proof.
• HDFC Life Insurance will verify the details and documents per the norms.
• Once the verification is completed, your claim will be settled, and the claim amount will be transferred to your bank account.