Your car is one of the bigger investment you make. You need to make sure you keep it protected from unwanted and unplanned situations. A car insurance will help enable this particular point. A car insurance offers a great mix of ideal coverage at a nominal rate. If you are in the market checking for affordable car insurance policies, then you ought to check out Bharti AXA car insurance.
With a host of attractive offers for new insurance buyers, the company comes up as a favourite to book your car insurance online. Instances of its terms include a good premium pricing and great no claim benefits to existing users.
Do read below to see what other features accompany a new Bharti AXA Car Insurance for your four wheeler
Bharti AXA car insurance – Options on offer
With Bharti AXA, your four wheeler insurance gets a range of coverage.
- Third party coverage – Bharti AXA insures against injury to third party and harm to their property. It is interesting to note that this type of coverage doesn’t extend to damages suffered by your car. While the premium is kept low, the risk is higher. This is because, in the event that your car suffers damage, you cannot be compensated for its repair work. Bharti AXA aligns the rates as recommended by the latest IRDA guidelines. As per the most recent revisions, the rates are fixed as per the below cubic capacity of your car. The slabs are:
- <=1000 cc = Rs. 2055
- >1000c and <=1500cc = Rs. 3132
- >1500 cc = Rs. 8630
- Bharti AXA also offers comprehensive coverage at attractive terms. If you opt for this insurance, then you will be protected against the harm borne by your four wheeler too. This is in addition to their party damages. The own- damage (OD) premium would be factored on the basis of your car’s technical specifications such as make-model-variant, engine capacity, manufacturing year, and locality.
Why go for Bharti AXA Car Insurance?
Explore these array of benefits awaiting you when you choose Bharti AXA car insurance:
- Water- related damage – If your car is less than five years old and if the engine is damaged due to water- related problems like flood or rain, then this add-on will work for you
- No Claim Protector – An insurance claim increases the likelihood of no claims bonus to go to 0%. However, with this add-on, you can maintain your no-claims bonus benefits even after claiming up to two times
- Zero depreciation – By picking this add-on, you can be protected from depreciation on expenses incurred on repairs of already repaired parts. These parts include rubber parts, glass, and plastic
- Roadside assistance – Worried about being stranded when your car faces a break-down? Then go for a roadside assistance plan and be protected from unwanted and unplanned road emergencies. With this add-on, you can get round the clock assistance related to changing of tires. Fuel replenishment or breakdown repairs
- Hospitalisation – Get Rs. 1000 per day of hospital stay (if total hospital stay is below 30 days)
- Engine and gearbox – These components can be costly if it is not adequately protected. With this add-on, you can get financial protection against damages to engine and gearbox.
With millions of happy customers vouching for its services, this four wheeler insurance provides substantial advantages for car owners.