Care Supreme Plan

Care Supreme Plan

  • 20,800+ Network Hospitals
  • 100% Claims Settled in the Year 2021-22
  • Get Rewarded for Staying Healthy

Care Supreme Plan is a comprehensive health insurance plan designed to empower you with protection and support throughout your life. The plan goes beyond traditional coverage to provide a holistic approach to wellness by integrating preventive care, personalized treatment options and innovative resources. Moreover, the Care Supreme Plan offers various types of coverage benefits, such as domiciliary hospitalization, coverage for daycare procedures, AYUSH treatment, etc.

Specifications for Care Supreme Health Insurance Plan

Below is the Specifications for the Care Supreme Health Plan:

Particulars Specifications
Entry Age Adult: 18 years to 99 years; Child: 90 days to 24 years
Renewability Lifelong
Policy Type Individual and Family
Sum Insured INR 5L, INR 7L, INR 10L, INR 15L, INR 25L, INR 50L, INR 1Cr
Policy Term 1, 2, 3 Years
Waiting Period for Pre-Existing Disease 30 Days

Eligibility to buy Care Supreme Health Insurance Plan

Below is the eligibility of the Care Supreme Health Insurance policy:

Care Supreme Plan (Individual)


Entry Age: 18 years to 99 years


Policy Term: 1,2,3 Years

Care Supreme Plan (Family)


Entry Age: 18 years to 99 years (Adult), 90 days to 24 years (Last Birthday)


No. of Covered Members: Up to 6 Members


Relation Covered: 1A+1C, 1A+2C, 1A+3C, 1A+4C, 2A, 2A+1C, 2A+2C,


Allowed Relation: Self, Spouse/ live-in partner/same-sex partner, son, daughter, father, mother, mother-in-law, father-in-law, grandmother, grandfather


Policy Term: 1,2,3 Years

Coverage Benefits Offered Under Care Supreme Insurance Plan

Care Supreme goes beyond traditional health insurance to offer a holistic approach to your well-being. Here's a detailed description of the coverage benefits you can expect:

  • 5L
  • 7L
  • 10L
  • 15L
  • 25L
  • 50L
  • 1 Cr

Room Rent

Up to the Sum Insured

ICU Charges

Up to the Sum Insured


Covered up to SI for 60 Days


Covered up to SI for 180 Days

Daycare Treatments

All Daycare Treatment

Domiciliary Treatment

Up to the Sum Insured

No Claim Bonus

Available up to 50% of SI

Automatic Restoration

Available for unlimited times

Organ Donor

Covered up to the Sum Insured

Ambulance Cover

Covered up to 25% of SI subject to a max. of INR 25K

Modern Treatment

Covered up to INR 10K

Covered up to INR 10K

Covered up to INR 10K

Covered up to INR 10K

Covered up to the Sum Insured

Covered up to the Sum Insured

Covered up to the Sum Insured

Air Ambulance Cover

Covered up to INR 5 Lakhs per policy year

AYUSH Treatment

Up to the Sum Insured

Maternity Benefit

Covered under Health Service Benefit

Annual Health Check-up

Available as an optional benefit

Unlimited E-consultation


Modern Treatment/Advanced Treatment

Covered up to 100% of the Sum Insured

Care Supreme Insurance Policy Exclusion

Below is the list of diseases and conditions that are not covered under the Care Supreme Insurance Policy:

  • Mental illness
  • Intentional self-injury
  • Change of Gender
  • AIDS
  • Cosmetic & aesthetic treatment
  • Dental surgery
  • Hospitalization due to war, strikes, riots, and nuclear weapons.
  • Congenital disease
  • Miscarriage and abortion

Coverage After Waiting Period

Below is the list of benefits that are covered after a certain waiting period:

  • Listed Ailments: 24 months
  • Waiting Period for Pre-existing Period: 48 months
  • Initial Waiting Period: 30 Days

Care Supreme Health Plan Add-on Riders

Care Supreme plan provides a strong foundation for your health care needs. However, you can customize your coverage and increase your benefits by selecting optional add-on riders. Here are the add-on rider benefits offered under the Care Supreme Plan:


Annual Health Check-up

This add-on benefit will provide an annual health check-up to every insurance member in the policy.


Cumulative Bonus

This add-on rider will increase the base sum insured amount by 100% for every claim-free year, up to a maximum of 500% of the sum insured in five consecutive years.


Reduction in PED Waiting Period

This add-on rider will reduce the applicable pre-existing disease waiting period from 48 to 24 months.


Care OPD

This OPD will cover 4 general physician consultations and 4 specialist consultations from the list of 14 specified specialists annually. You will get a maximum reimbursement of Rs 500 for each consultation.

  • Paediatric
  • Obstetric and Gynecologist
  • Dietician
  • Diabetologist
  • Dermatologist
  • Pulmonologist
  • Psychiatrist
  • Cardiologist
  • Neurologist
  • Orthopedic Surgeon
  • Nephrologist
  • Gastroenterologist
  • ENT Specialist

Instant Cover

By adding this rider, you will get instant coverage for diabetes, hypertension, hyperlipidemia, and asthma. After the initial waiting period of 30 days, you can claim hospitalization expenses related to these conditions.


Claim Shield

This benefit will provide coverage for the expenses of 68 non-payable items, such as gloves and masks.


Wellness Benefit

A wellness program rewards policyholders with a discount of up to 30% on renewal premiums for maintaining a healthy lifestyle. You must also achieve your active days' target, i.e., 1 active day = 10,000 steps daily. This benefit is subject to the following terms and conditions:

  • This benefit will be applicable on an individual basis. In the case of a family floater, the average discount the insured receives will be considered.
  • The number of active days completing 10,000 steps or more accumulated in the last two months of the Policy Period would not be considered for a discount on the renewal premium. The same shall be considered in the next policy period.
  • In the case of multi-tenure, the average discount over the years will be considered.