Star Health Insurance Plans for Family

Star Health Insurance Plans for Family

  • 14,000+ Network Hospitals
  • 99.06% Claim Settlement Ratio
  • 24x7 Claim Assistance

Overview

In today's fast-paced world, ensuring the well-being of our loved ones is a top priority. Star Health Insurance understands this need and offers a range of comprehensive health insurance plans tailored specifically for families. Star Health Insurance offers many family health insurance plans, providing a safety net for your loved ones. These plans provide financial protection and coverage for medical expenses incurred by the entire family. This article will explore the key features, benefits, and options available in Star Health Insurance plans for families.

Key Benefits of Star Health Family Insurance Plans

Star Family Health Insurance Plans offers various types of benefits to its policyholders. Below are some of the key benefits of Star Health Insurance Plans for Family:

01

Extensive Coverage

Star Family Health Plans offers comprehensive coverage to its policyholders, including pre-and post-hospitalization, ambulance cover, maternity benefits, AYUSH treatments, and coverage for critical illnesses.

02

Flexible Sum-Insured Options

Star Health Insurance offers many family health plans with various sum-insured options, ranging from INR 5 lakhs to INR 5 Crore. You can choose a sum-insured option that fits your family’s needs and budget.

03

Cashless Network Hospitals

Star Health Insurance has a vast network of cashless hospitals across India. They have over 14,000 network hospitals where you can get hassle-free medical care during emergencies.

04

Renewal Benefits

Star Family Health Plans reward claim-free years with benefits like health check-ups and automatic enhancement in the sum insured amount.

05

Add-on Covers

Star Health Insurance for Family offers several add-on riders, such as mid-term inclusion, buyback pre-existing disease, and second medical opinion. You can add any add-on riders to your basic Star Family Health Plan by paying an additional premium.

Family Health Plans offered by Star Health Insurance

Star Health Insurance offers various family health plans designed for individuals and families. We "RenewBuy" have made a list of these plans along with their coverage benefits and eligibility criteria as given below:

Coverage Benefits Offered Under Star Health Insurance Plans for Family

Below are the coverage benefits offered under Star Health Insurance Plans for Family include:

  • Pre and post-hospitalization expenses
  • ICU Charges
  • Cataract Treatment
  • IVF Treatment
  • Modern Treatment
  • Annual Health Check-up
  • Daycare Treatments
  • COVID-19 treatment
  • Ambulance cover
  • AYUSH coverage
  • Domiciliary Hospitalisation

Exclusions Under Star Health Insurance Plans for Family

Below are the standard conditions not covered under Star Health Insurance plans, but they may vary from plan to plan.

  • Suicide or attempted suicide
  • Sexually transmitted diseases (STDs) like HIV
  • Alcohol or drug abuse
  • Cosmetic Surgery
  • Injuries happened due to participation in adventurous sports
  • Weight reduction treatment
  • Medical expenses incurred due to war or similar conditions

Star Health Insurance Buying Process

The policyholders can buy a Star Health Insurance plan for Families from the official website of Star Health Insurance and "RenewBuy.com". Below are both the buying processes for star health insurance plans:

Buy from "RenewBuy.com"

  • Visit the official website of "RenewBuy".
  • Click on the "Health Insurance Plan" tab.
  • Select the desired plan.
  • Fill in all the required details.
  • Click on the "Buy Now" button.
  • Make payment.
  • We will send the policy documents to your registered email ID.

Buy from the official website of Star Health Insurance

  • Visit the "Star Health Insurance" official website.
  • Click on the "Health Insurance" tab.
  • Select the desired health plan.
  • Fill out the form that shows on the next page
  • Click on the "Buy Now" button
  • A pop-up will show you the plan details and the add-on rider information.
  • Click on the "Proceed to Buy" button.
  • Make an online payment, and the insurance company will send the policy documents to your registered email address.

Star Health Insurance for Family Renewal Process

Star Family Health Insurance Plans offers a lifetime renewability feature, meaning no age restriction exists. Policyholders can renew their Star Health Insurance Plans for Family online. Star Health Insurance offers a simple and quick renewal process for its Star Health Insurance Plan for Family in a few steps, as mentioned below:

  • Visit the “Star Health Insurance” official website.
  • Click on the “Renew” from the header menu.
  • Log in with your login credentials.
  • Enter your policy number and Date of Birth.
  • Make payment and renew your Star Family Health Insurance Plans.

Star Health Insurance offers multiple payment channels for renewal payments, such as UPI, Credit Card, Debit Card, Paytm, etc.

Star Family Health Insurance Claim Settlement Process

Star Health Insurance Plans for Family offers two types of claim settlement processes: cashless and reimbursement claims process. In the below section, we have explained both the claim processes in detail:

Cashless Claim Process

  • Show your star health insurance health card at the hospital reception desk.
  • Fill in and submit the pre-authorization form and doctor’s consultation documents.
  • The hospital will verify all the documents and send them to the Star Health Insurance company for further verification.
  • Once the document is verified, the hospital will send the claim documents to the star health insurance company.
  • The hospital will then start the cashless treatment of the policyholder.
  • Finally, the Star Health Insurance company will directly settle the claim amount with the hospital.

Reimbursement Claim Process

  • Intimate the star health insurance within 48 hours of hospitalization (24 hours in case of emergency).
  • Policyholders need to file a reimbursement claim after settling all the bills on their own
  • Submit the claim form and other relevant documents to Star Health Insurance company within 15 days of the patient's discharge.
  • Then, the company will verify all the submitted documents.
  • Once the verification is done, the company will reimburse the claim amount to your bank account.

Conclusion

Star health insurance plans for families empower you to prioritize the well-being of your family. With the Star Health Insurance Family Floater Plan, you will get comprehensive coverage, a maternity benefit, no upper age limit and lifetime renewability to meet the health needs of your family. Visit the official website of Star Health Insurance to get a personalized quote, or consult a POSP advisor at RenewBuy and choose the plan that best suits your family's needs. Secure the health and well-being of your loved ones with Star Health Insurance plans for families today.