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  • Cashless claims at Network Garages
  • 24x7 Roadside Assistance
  • No Claim Bonus

Kotak Mahindra Car Insurance

Kotak Mahindra Car Insurance offers comprehensive coverage for all your vehicle needs with a choice of add-ons to make your policy all the more customized. Additionally, you may get additional Premium savings by becoming a member of NCB and AAI. One of the most crucial insurance policies that aid in paying for the damage done to the automobile in the case of an accident or damage is car insurance. Kotak Mahindra General Insurance Company Limited knows the value and necessity of comprehensive insurance protection for your vehicle.

The buying process of Kotak Mahindra Car Insurance is also quite simple. You can visit the official website and buy car insurance in an instant. In this post, we will take a look at all the important details of Kotak Mahindra Car Insurance, starting with an overview.

Kotak Mahindra Car Insurance at a Glance

Let us look at the features of Kotak Mahindra Vehicle Insurance:

Particulars Specifications
Premium Save a good amount on premiums
Claim Process Super-fast claim process
Customer Support 24*7
Personal Accident Cover Upto INR 15 Lakh
Add-ons You get multiple Kotak Mahindra car insurance add-ons.

*The data has been sourced from the company's website.

Key Features & Benefits of Kotak Mahindra Car Insurance

Kotak Mahindra Car Insurance Policies come with various features & benefits that help policyholders to have a safe and secure journey on the road. Let us take a look at some of the main features:

  • Cashless Service: You can take advantage of cashless service for your automobile at a large network of authorised garages with a Kotak comprehensive car insurance policy.
  • No-Claim Bonus: If you decide to switch your auto insurance policy from another insurer to us, you can benefit from the No Claim Bonus (NCB) programme (according to your expired policy). Kotak car insurance offers decent NCB.
  • Discounted Premiums: If you choose to make a voluntary deductible in addition to an obligatory deductible, you will receive an extra discount on your premium given by Kotak Mahindra car insurance.
  • Multiple Add-ons: You can get improved protection for your automobile and maximise safety with Kotak Mahindra car insurance add-ons.
  • Comprehensive Cover: The bi-fuel systems of the vehicle, as well as all electrical and non-electrical accessories and other minor things are entirely protected by the comprehensive auto insurance policy.

Coverage Under Kotak Mahindra Car Insurance

Let us look at everything covered under Kotak motor insurance.

  • Theft: Kotak Car Insurance will pay you the insured stated value, commonly known as the car's total market value if your car is stolen or sustains serious unforeseen damage that cannot be restored without difficulty.
  • Natural Disasters: You may be protected against losses brought on by natural disasters like earthquakes, floods, cyclones, etc., by purchasing damage protection or comprehensive insurance from the business that offers your four-wheeler.
  • Accidental Damage: Kotak auto insurance will cover any harm done to your car as a consequence of a collision.
  • Add-ons: Your comprehensive vehicle insurance coverage may include one of the add-ons from the list intended to shield your vehicle from a specific risk.
  • Comprehensive Cover: any electrical, non-electrical, and bi-fuel systems are covered by Kotak Mahindra vehicle Insurance. It ensures that most things are covered under the insurance policy.

Exclusions Under Kotak Mahindra Car Insurance

According to every motor insurance company, there are often a few things the vehicle insurance policy does not cover. Let's take a look at the vehicle insurance exclusions for Kotak Mahindra car plans.

  • Fake license: Driving with a fake licence is against the law, and your vehicle insurance won't cover you if you have an invalid one. Kotak car insurance will not cover it.
  • Drunk driving and drug abuse: Kotak auto insurance excludes coverage for drunk driving. It is regarded as a prohibited action.
  • Civil wars and nuclear attacks: These conflicts might cause loss or harm to the insured. But, it won’t be covered by Kotak Mahindra car insurance.
  • Incorrect Geographic Location: If damage to a covered vehicle occurs beyond the policy's boundaries, it is not covered. Kotak car insurance has certain exclusions and it is one of them.
  • Mechanical Problems: Kotak vehicle insurance states that an electrical or mechanical problem with the insured vehicle is not covered.

Add-ons for Kotak Mahindra Car Insurance

The add-ons that Kotak motor Insurance offers are as follows:

  • Roadside Assistance: Roadside Because roadside auto assistance is included, getting support services in the case of a car breakdown will be simpler. The extensive network of Kotak Four-Wheeler Insurance means that losing your car won't be an issue.
  • Coverage for Consumables: Comprehensive auto insurance policies seldom include coverage for consumables kept inside vehicles. Consumables, including motor oil, lubricants, nuts & bolts, washers, and other items, are covered by the Kotak Mahindra add-on.
  • Daily Allowance: Kotak vehicle insurance provides a daily allowance for other transportation sources while the technician is working on your automobile. This cash might be used to pay for a cab or a rental car.
  • Zero-debt Cover: You will receive payment from Zero depreciation cover for the claim's lower total because of depreciation. It is one of the best add-ons that most policyholders demand.

Claim Process Under Kotak Mahindra Car Insurance

The following describes the Kotak vehicle Insurance claim resolution process:

Cashless Claim Process

  • Call 1800 266 4545 (Toll-Free) from 8 AM to 8 PM
  • A surveyor will examine the car.
  • Deliver necessary documentation, such as a copy of the RC or the policy, etc.
  • The workshop will be informed of the claim's amount.
  • As required by your coverage, pay your deductibles.
  • Take possession of your car.

Reimbursement Claim Process

  • Call 1800 266 4545 (Toll-Free) from 8 AM to 8 PM
  • A surveyor will examine the car.
  • Send money to the workshop.
  • Send Kotak car insurance the necessary paperwork and invoices.
  • Within seven business days, you will be repaid.

Renewal Process Under Kotak Mahindra Car Insurance

The following describes the Kotak vehicle Insurance claim resolution process:

Online Process

  • Go to the official website of Kotak Mahindra Car Insurance.
  • Click on the `Car Insurance Renewal’.
  • Enter the details like policy number or customer ID.
  • Follow the next steps and your policy will be renewed.

Offline Process

You can renew your Kotak Car Insurance offline if you cannot do so online. You must bring the relevant documentation to the recognized centre to finish the renewal process.

Documents Required for Kotak Mahindra Car Insurance Renewal

You will need a few supporting documents when renewing your Kotak Mahindra four-wheeler insurance policy to finish the process. Here is the list of documents:

  • Old car Insurance Policy
  • Govt. ID Proofs
  • Valid Driving License
  • RC
  • Updated Photograph
  • Credit/ Debit Card Details

Kotak Mahindra Car Insurance Contact Details

Here you can find the contact details that you can use to get in touch with Kotak vehicle insurance.

Office Address: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051. Maharashtra. India.

Phone Number: 1800 266 4545(Toll-Free)