BMW Car Insurance

BMW Car Insurance

  • Car insurance policies that matches your needs
  • Claim assistance from trusted advisors
  • Range of 35+ insurers


Owning a BMW is more than just having a set of wheels. It's a statement of luxury, performance, and craftsmanship. However, with great luxury comes great responsibility, and that's where BMW car insurance plays a pivotal role.

Insuring a BMW is not just about meeting legal obligations but safeguarding a significant investment. From its sleek design to its powerful engine, every aspect of a BMW demands protection against the unexpected – be it accidents, theft, or natural disasters.

Let us help you understand various sides of BMW car insurance in detail.

More About BMW India

Bayerische Motoren Werke AG (BMW) is a German automotive company that manufactures luxury vehicles. It is headquartered in Munich, Germany and is renowned for its precision engineering and innovative design. The company produces a range of high-quality automobiles under brands including BMW, Mini, and Rolls-Royce.

In 2006, BMW made a strategic move to enter the Indian automotive market as a part of its global expansion strategy. The company demonstrated its commitment to establishing a strong presence in India by setting up its headquarters in Gurugram.The company has also invested in assembling its vehicles in India. The assembly plant located in Chennai is a testament to this commitment. Here, a diverse range of BMW models, including the Series, 5 Series, 7 Series, X1, X3, X5, and Mini Countryman, are meticulously assembled.

Also Read: What is a Nominee in Car Insurance?

BMW Car Insurance Price Estimate for Different Car Models

BMW Car Model (2023 registration) Ex-showroom Price Insured Declared Value (IDV) Zero Depreciation Cover (Add-On)** BMW car insurance Premium (1+3 bundled policy)
X7 xDrive40i M Sport Rs. 1,27 crore approx. Rs. 1.20 crore approx. Rs.41,500 approx. Rs.1,51,000 onwards
220i M Sport Rs. 43.50 Lakhs approx. Rs. 41.30 Lakhs approx. Rs. 14,000 approx. Rs.70,900 onwards
330Li M Sport Rs. 60.60 Lakhs approx. Rs. 57.50Lakhs approx. Rs. 19,800 approx. Rs. 87,000 onwards

Disclaimer: The information provided in this document is intended as a general guideline, and actual premiums may differ from the figures presented. They vary depending on registration year, model variant, fuel type, and individual circumstances.

How to Buy BMW Car Insurance?

Purchasing BMW car insurance becomes effortless when you RenewBuy as your insurance partner. To begin the purchase process, click here and follow the instructions provided.