Volkswagen Car Insurance

Volkswagen Car Insurance

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Car insurance purchase is a crucial aspect of owning and driving a vehicle. It provides financial protection in case of accidents, theft, or other unexpected events. When it comes to insuring your Volkswagen car, understanding the ins and outs of car insurance can help you make informed decisions and ensure you select the right coverage. In this blog post, we'll talk about all things Volkswagen car insurance, breaking down what it means for you and why it's essential to have proper coverage.

Whether you're a new Volkswagen owner or looking to switch insurance providers, this guide will help simplify the process and empower you to confidently buy car insurance.

Key Features of Volkswagen Car Insurance

  1. Approved repairs carried out by trained technicians and authorized repairers to ensure that the repair is done to meet the high standards

  2. A small minimum courtesy car (provided by Volkswagen) to make your life easier when the car is being repaired

  3. Full pay for any repair of the chips or other small damages on the windscreen

  4. No depreciation under the 'Drive Assure' variant for any repairs in case of accidents

  5. Personal belonging cover for repayment of loss or damage of any personal belongings in the case of an accident

With these unique combinations of services/support offered, Volkswagen car insurance is a step ahead of other insurance policies. You can also buy or renew Volkswagen car insurance by connecting with RenewBuy partners.

More About Volkswagen Motor India

Volkswagen Motor India has a rich history dating back to its establishment in the year 1937 in Wolfsburg, Germany. Being a part of the globally-renowned Volkswagen Group, the company has solidified its position as one of the leading automotive manufacturers worldwide (second largest globally behind Toyota).

Volkswagen has entered the automotive industry with iconic models such as the Volkswagen Golf, Volkswagen Beetle, and Volkswagen Passat. These vehicles have featured in the top 10 selling cars of all time, underscoring the company’s commitment to excellence in design, performance, and reliability.

In India, Volkswagen has garnered a strong presence with a lineup of popular models tailored to meet the diverse needs of Indian consumers. Some well-received Volkswagen models in the Indian market include the Volkswagen Virtus, Volkswagen Taigun, Volkswagen Polo, Volkswagen Tiguan, and Volkswagen Vento. With a reputation for innovation, quality, and unmatched driving experience, Volkswagen continues to captivate the hearts of Indian car enthusiasts across the country.

Volkswagen Car Insurance Price: Complete Table

The following table can give you an estimate of the price payable to buy Volkswagen car insurance:

Volkswagen car models (2023 registration) Ex-Showroom Price Insured Declared Value (IDV) Zero Depreciation Cover Volkswagen Car Insurance (1 year OD + 3 year TP)
Polo 1.0 MPI Trendline BSIV Rs. 5.80 Lakhs apx. Rs. 5.50 Lakhs apx. Rs. 1400 apx. Rs. 11,000 onwards
Taigun Comfortline 1.0L TSI MT Rs. 11.50 Lakhs apx. Rs. 11.00 Lakhs apx. Rs. 2800 apx. Rs. 15,000 onwards
Tiguan 2.0 TSI Elegance Rs. 35.10 Lakhs apx. Rs. 33.40 Lakhs apx. Rs. 11,000 apx. Rs. 67,000 onwards
Virtus Comfortline 1.0L TSI MT Rs. 11.45 Lakhs apx. Rs. 10.90 Lakhs apx. Rs. 2800 apx Rs. 15,000 onwards

Disclaimer: The final cost of Volkswagen car insurance for different variants will be based on the insurance company and plan (with or without add-ons) you select.

Recommended Read: Tips to Get Car Insurance at the Best Price

Common Inclusions of Volkswagen Car Insurance

  • Third-party liability coverage for protection against legal and financial liabilities for injury or property damage to a third party
  • Own damage coverage to cover loss or damage due to accidents, theft, natural disasters, vandalism, etc.
  • Personal accident cover to provide financial assistance for accidental death or permanent disability of the insured driver or passengers
  • Theft coverage for protection in case of theft of your Volkswagen vehicle
  • Add-on coverages like zero depreciation cover, engine protection, roadside assistance, and consumables cover

Common Exclusions of Volkswagen Car Insurance


General wear and tear

Most plans exclude coverage for damage resulting from normal wear and tear of the vehicle.


Driving under the influence

These policies do not cover accidents or damage caused while driving under the influence of alcohol or drugs.


Illegal activities

Volkswagen car insurance excludes coverage for accidents or damage incurred while engaging in illegal activities.


Unapproved modifications

The policies may not cover damage caused by modifications not approved by the car manufacturer.


Driver inexperience

These plans also exclude coverage for accidents caused by inexperienced or unlicensed drivers or damages caused by negligence, such as leaving the keys in the car or failing to secure the vehicle properly.

Must Read: Motor Insurance - Common Inclusions and Exclusions

List of Volkswagen Car Insurance Add-ons

  • Consumables cover
  • Tyer protect cover
  • Personal belongings cover
  • Engine breakdown cover
  • Roadside assistance cover
  • Nil depreciation cover
  • NCB protection cover

Also Read: Common Car Insurance Add-ons to Choose From

Steps to Buy Volkswagen Car Insurance

You can buy Volkswagen car insurance from RenewBuy. Here are the steps involved:


Select a trusted insurance provider. Consider RenewBuy - an insurance aggregator known for reliable services and comprehensive coverage options.


Visit our official website or simply click here: Motor Insurance.


Explore the available Volkswagen car insurance policies that we offer. Review the coverage details, benefits, and premiums associated with each policy to make an informed decision.


Fill in all the necessary details accurately to generate a personalized insurance quote. You may need to provide information such as your vehicle's make and model, registration details, previous insurance history, etc.


Click ‘Buy Now’ or the equivalent button to proceed with the purchase.


Follow the prompts to complete the payment process securely.

Steps to Renew Volkswagen Car Insurance

Renewing your Volkswagen car insurance online is quick and convenient. Follow these simple steps to renew your policy hassle-free:


Navigate to and access the ‘Motor Insurance' page from the 'Insurance’ drop-down menu.


Complete the necessary form by providing accurate information about your vehicle and insurance requirements.


Enter your Volkswagen car's registration number in the provided form to fetch your vehicle details.


Choose the expiry date of your previous insurance policy and provide any relevant claim details if applicable.


Review the Volkswagen car insurance renewal plans available and select the one that best suits your needs. Additionally, consider adding any desired add-ons for enhanced coverage.


Select any applicable No Claim Bonus (NCB) discount from your previous policy to reduce your premium amount.


Fill in any remaining details required for the renewal process.


Once all details are filled and verified, proceed to make the payment securely through the available online payment options.


Upon successful payment, your Volkswagen car insurance will be renewed, and you will receive your policy documents directly to your email address for your records.

You May Like to Read: Check This Before Switching a Car Insurance Company

Steps to File a Claim Under Your Volkswagen Car Insurance Policy

In the unfortunate event of an accident or damage to your Volkswagen vehicle, filing a claim under your car insurance policy is crucial to receiving the necessary financial assistance for repairs or other expenses. Here's a step-by-step guide:

  1. Notify your Volkswagen car insurance provider as soon as possible after the incident occurs. Most insurers have a dedicated helpline or claims department to assist you with filing your claim.

  2. Be prepared to provide essential details such as your policy number, vehicle registration details, location and time of the incident, and a brief description of what happened. Gather any relevant documents, such as photographs of the damage or police reports, to support your claim.

  3. Your insurance provider will provide you with a claim form to fill out. Ensure that you complete the form accurately and include all necessary information about the incident and the damages incurred.

  4. Along with the claim form, submit any additional documents required by your insurer, such as repair estimates, invoices, etc.

  5. Your insurance provider may conduct an investigation into the incident to assess the validity of your claim. Cooperate fully with any inquiries or requests for information during this process.

  6. Once your claim is submitted, an insurance adjuster will assess the damages to your Volkswagen vehicle. They may inspect the vehicle in person or review the documentation provided to determine the extent of the damage and the coverage applicable under your policy.

  7. Upon assessment completion, your insurer will approve your claim and offer a settlement. If you agree to the terms of the settlement, your insurer will arrange for the necessary payments to cover the damages or losses incurred.

Recommended Read: How to File An Auto Insurance Claim?

Documents Required to File a Volkswagen Car Insurance Claim

  • Valid driving license
  • Copy of your insurance policy
  • Police FIR copy
  • Vehicle’s RC copy
  • Repair bills (in case of reimbursement of claims)
  • Repair estimates