Every health insurance company has tie-ups with many hospitals in India where customers can get cashless medical treatment, and these network hospitals are known as Network Hospitals. Similarly, Royal Sundaram Health Insurance also has a vast network of hospitals across India, i.e., more than 10000 hospitals where policyholders can avail of cashless treatment per their policy terms and conditions. You can find the list of Royal Sundaram Health Insurance Network Hospitals by following the below-mentioned process:
- Visit the official website of RenewBuy.
- Go to the “Health Insurance” section.
- Click on the “Network Hospital” section.
- Enter your state and city or pin code.
- You will get a list of all the network hospitals in your area.
Benefits of Royal Sundaram Health Insurance Network Hospitals
- Cashless Treatment
- Wide Network of Hospitals
- Affordable Treatment
- 24/7 Assistance
- Access to Specialized Healthcare Services
Search Nearest Network Hospital
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Royal Sundaram Health Insurance Network Hospitals Cashless Claim Process
The cashless claim process for Royal Sundaram Health Insurance network hospitals involves the following steps:
- Policyholders need to intimate Royal Sundaram Health Insurance at least 48 hours before hospitalization in case of planned hospitalization or within 24 hours in case of any emergency hospitalization.
- You can contact Royal Sundaram Health Insurance by calling on the toll-free numbers 1860-258-0000 and 1860-425-0000 or by emailing customer.services@royalsundaram.in.
- Policyholders must submit the required information, such as the patient's Name (insured person), Diagnosis, Hospital Details - Name, Address, Contact No, Treating Doctor Details - Name & Contact No, Date of Hospitalization, and Expected Discharge.
- Once the treatment is completed, Royal Sundaram Health Insurance will settle the bill directly with the hospital, subject to the policy terms and conditions
Planned Hospitalization
The cashless planned claim process for Royal Sundaram Health Insurance network hospitals involves the following steps:
- Intimation: The policyholder needs to inform TPA about the planned hospitalization at least 72 hours before hospitalization. This can be done by calling the helpline number or emailing customer care of TPA.
- Verification: Once the intimation is received, TPA will verify the coverage and eligibility and then send a cashless authorization letter to the hospital within 3 hours of receiving the documents. In case of any document is missing, it will be communicated to the hospital within 4 hours.
- Approval: If everything is fine, the policyholder will receive an approval letter, which needs to be submitted to the hospital.
- Treatment: The policyholder can avail of the required medical treatment at the network hospital without paying any medical expenses out of their own pockets. But, policyholders need to pay non-medical charges and expenses before discharge.
- Final Settlement: Once the treatment is completed, Royal Sundaram Health Insurance will settle the bill directly with the hospital, subject to the policy terms and conditions.
Unplanned Hospitalization
The cashless unplanned claim process for Royal Sundaram Health Insurance network hospitals involves the following steps:
- Hospitalization: the policyholder needs to get admitted to the nearest Royal Sundaram Health Insurance network hospital for immediate medical attention in case of emergency hospitalization.
- Intimation: The policyholder or a family member needs to inform TPA about the hospitalization within 24 hours of admission. This can be done by calling the helpline number or emailing customer care.
- Verification: Once the intimation is received, the TPA will verify the policy details and inform the policyholder about the cashless claim process.
- Pre-Authorization Request: The policyholder must submit the pre-authorization request form to Royal Sundaram Health Insurance and the relevant documents, such as the patient's Name (insured person), Diagnosis, Hospital Details - Name, Address, Contact No, Treating Doctor Details - Name & Contact No, Date of Hospitalization, and Expected Discharge.
- Approval: Royal Sundaram Health Insurance will review and approve the cashless claim request if it meets the policy terms and conditions. The policyholder will receive an approval letter, which needs to be submitted to the hospital.
- Treatment: The policyholder can avail of the required medical treatment at the network hospital without paying any medical expenses out of their own pockets.
- Final Settlement: Once the treatment is completed, Royal Sundaram Health Insurance will settle the bill directly with the hospital, subject to the policy terms and conditions.
