Care Classic Plan

Care Classic Plan

  • IVF Treatment Covered
  • Free Health Checkups
  • Automatic Restoration of SI

Care Classic Health Insurance

Care Classic Health Insurance from Care Health Insurance is a zone-based health insurance plan. It provides health coverage to the policyholder in case of an emergency. Care Classic Health Insurance is a family floater health insurance ideal for joint families, married couples, etc. Care Classic Health Plan offers various coverage benefits, such as daycare treatment, IVF treatment, no-claim bonus, etc.

Care Health Insurance has divided cities into three zones:

Zone Zone Description
Zone 1 Mumbai, Delhi, Thane, Faridabad, Ghaziabad, Gurgaon, Noida, Ahmedabad, Surat, Baroda
Zone 2 Nasik, Bangalore, Pune, Rest of Gujarat
Zone 3 Rest of India

Highlights of Care Classic Plan

Below mentioned are the highlights of Care Classic Health Insurance Policy:

  • Entry Age

    Adult: 91 days to 60 Years

  • Renewability


  • Policy Type

    Family Floater

  • Sum Insured

    5L, 7L, 10L, 15L

  • Policy Term

    1, 2, 3 Years

  • Waiting Period for PED

    Up to 2 years

Care Classic Health Insurance Coverage Benefits

Care Classic Health Plan offers you various types of coverage benefits and sum insured option so that you can customize your Care Classic Health Insurance plan as per your need and budget. Below mentioned are the coverage benefits of Care Classic Health Insurance:

  • 5L
  • 7L, 10L, 15L

Ambulance Cover

Covered up to INR 1K


Room Rent

Single Private AC Room

ICU Charges

Up to Sum Insured


Covered up to 60 Days


Covered up to 90 Days

Daycare Treatments

All Daycare Treatments Covered


Covered up to INR 40K

No Claim Bonus

Available up to 25% of SI

Automatic Restoration


Organ Donor

Up to 10% of Sum Insured

AYUSH Treatment

Up to 10% of Sum Insured

IVF Treatment

Covered up to INR 2L

Modern Treatment


Compassionate Travel

Covered up to INR 5K



Health Checkup



20% for every claim

Second Medical Opinion


Coverage after Waiting Period

Given below are the coverage benefits offered under the Care Classic insurance policy after certain waiting period:

Coverage Benefits Waiting Period
Assisted Reproduction Treatment 36 months
Pre-Existing Diseases 48 Months
Listed Ailments 24 Months

Care Classic Health Insurance Plan Exclusion

Below mentioned is the list of diseases and conditions that are not covered under Care Classic Health Insurance Plan:

  • War-related injuries
  • Cosmetic or Plastic Surgery
  • Injuries due to suicide attempt
  • Miscarriage
  • Abortion
  • Treatment arising due to child birth
  • Refractive Error
  • Injuries due to adventurous sports
  • Hospitalization because of alcohol, and drug abuse
  • Treatments related to sex change

Care Classic Health Insurance Additional Riders

Care Classic health insurance plan offers various additional riders along with their coverage benefits so that you can enhance your coverage to tackle your healthcare needs. Below mentioned are the additional benefits offered under Care Classic Health Insurance Plan:

  • OPD Benefits: It covers the cost of doctors' consultations and diagnostic charges.
  • Annual Health Checkups: The policyholders do not need to buy this add-on as it is already included in the Care Classic Health Plan coverage in which it covers the cost of one pre-selected health checkup.

Explore More About Care Health Insurance Policy

Check the below section to learn more about the Care Health Insurance buying process, care health insurance claim settlement process, Care Health Insurance renewal process.