Care Classic Health Insurance
Care Classic Health Insurance from Care Health Insurance is a zone-based health insurance plan. It provides health coverage to the policyholder in case of an emergency. Care Classic Health Insurance is a family floater health insurance ideal for joint families, married couples, etc. Care Classic Health Plan offers various coverage benefits, such as daycare treatment, IVF treatment, no-claim bonus, etc.
Care Health Insurance has divided cities into three zones:
| Zone | Zone Description |
|---|---|
| Zone 1 | Mumbai, Delhi, Thane, Faridabad, Ghaziabad, Gurgaon, Noida, Ahmedabad, Surat, Baroda |
| Zone 2 | Nasik, Bangalore, Pune, Rest of Gujarat |
| Zone 3 | Rest of India |
Highlights of Care Classic Plan
Below mentioned are the highlights of Care Classic Health Insurance Policy:
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Entry Age
Adult: 91 days to 60 Years
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Renewability
Lifelong
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Policy Type
Family Floater
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Sum Insured
5L, 7L, 10L, 15L
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Policy Term
1, 2, 3 Years
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Waiting Period for PED
Up to 2 years
Network Hospitals
Care Classic Health Insurance Coverage Benefits
Care Classic Health Plan offers you various types of coverage benefits and sum insured option so that you can customize your Care Classic Health Insurance plan as per your need and budget. Below mentioned are the coverage benefits of Care Classic Health Insurance:
- 5L
- 7L, 10L, 15L
Ambulance Cover
Covered up to INR 1K
Covered
Room Rent
Single Private AC Room
ICU Charges
Up to Sum Insured
Pre-Hospitalization
Covered up to 60 Days
Post-Hospitalization
Covered up to 90 Days
Domiciliary Hospitalization
Covered
Daycare Treatments
All Daycare Treatments Covered
Covid-19 Treatment
Covered
Cataract
Covered up to INR 40K
No Claim Bonus
Available up to 25% of SI
Automatic Restoration
Unlimited
Organ Donor
Up to 10% of Sum Insured
AYUSH Treatment
Up to 10% of Sum Insured
IVF Treatment
Covered up to INR 2L
Modern Treatment
Covered
Compassionate Travel
Covered up to INR 5K
E-Consultation
Covered
Health Checkup
Covered
Co-Payment
20% for every claim
Second Medical Opinion
Covered
Coverage after Waiting Period
Given below are the coverage benefits offered under the Care Classic insurance policy after certain waiting period:
| Coverage Benefits | Waiting Period |
|---|---|
| Assisted Reproduction Treatment | 36 months |
| Pre-Existing Diseases | 48 Months |
| Listed Ailments | 24 Months |
Care Classic Health Insurance Plan Exclusion
Below mentioned is the list of diseases and conditions that are not covered under Care Classic Health Insurance Plan:
- War-related injuries
- Cosmetic or Plastic Surgery
- Injuries due to suicide attempt
- Miscarriage
- Abortion
- Treatment arising due to child birth
- Refractive Error
- Injuries due to adventurous sports
- Hospitalization because of alcohol, and drug abuse
- Treatments related to sex change
Care Classic Health Insurance Additional Riders
Care Classic health insurance plan offers various additional riders along with their coverage benefits so that you can enhance your coverage to tackle your healthcare needs. Below mentioned are the additional benefits offered under Care Classic Health Insurance Plan:
- OPD Benefits: It covers the cost of doctors' consultations and diagnostic charges.
- Annual Health Checkups: The policyholders do not need to buy this add-on as it is already included in the Care Classic Health Plan coverage in which it covers the cost of one pre-selected health checkup.
Explore More About Care Health Insurance Policy
Check the below section to learn more about the Care Health Insurance buying process, care health insurance claim settlement process, Care Health Insurance renewal process.
