Star Health Insurance for Maternity

Star Health Insurance for maternity provides great relief for young couples planning to start their families. However, as they say, ‘the great power comes with great responsibilities’; several medical considerations are associated with childbirth. The main concern is providing good care to the mother before childbirth, during delivery, and postnatally to the baby.

Buying a Star Health Insurance maternity plan can relieve pre and post-natal and delivery expenses. Look at the further details of Star Health Insurance for maternity plans and the benefits you can enjoy here.

Star Health Insurance for maternity plan is one of the best ways to ensure good medical care and financial assistance during one of the most important phases of a woman’s life. With a Star Health maternity insurance plan, you can enjoy the pregnancy journey without worrying about medical bills and hospitalization costs.

Let’s understand the Star Health Insurance for pregnancy with the below representation:

Check out the specific highlights of Star Health Insurance for pregnancy that will help you gain an overview of the maternity plans:

Star Health pregnancy insurance plans ensure financial assistance during the most joyous moment of starting a family. Below is the list of Star Health insurance for maternity plans, along with their coverage benefits and eligibility criteria:

Star Comprehensive Insurance Policy

Coverage Benefits

• Normal and C-section delivery cover
• Pre and post-natal expenses
• Vaccination expenses

Eligibility Criteria

Entry Age: Adults: 18 - 65 years Dependent Child: 91 days - 25 years Waiting Period: 24 months

Young Star Insurance Policy (Gold Plan)

Coverage Benefits

• Normal and C-section delivery cover
• Instalment options
• Newborn expenses

Eligibility Criteria

Entry Age: Adults: 18 - 40 years Dependent Child: 91 days - 25 years Waiting Period: 36 months

Star Women Care Insurance Policy

Coverage Benefits

• Delivery expenses
• Subfertility reproduction treatment
• Family planning surgeries

Eligibility Criteria

Entry Age: Adults: 18 - 75 years Dependent Child: 91 days - 25 years Waiting Period: 12/ 24 months

Super Surplus Insurance Policy (Gold Plan)

Coverage Benefits

• Delivery expenses
• Pre and post-natal expenses
• Vaccination expenses

Eligibility Criteria

Entry Age Adults: 18 - 65 years Dependent Child: 91 days - 25 years Waiting Period: 12 months

Star Super Surplus(Floater) Insurance Policy (Gold Plan)

Coverage Benefits

• Delivery expenses
• Pre and post-natal expenses
• E-medical opinion

Eligibility Criteria

Entry Age: Adults: 18 - 65 years Dependent Child: 91 days - 25 years Waiting Period: 12 months

Star Health Insurance for pregnancy includes the following benefits:

• Normal and C-section delivery expenses
• Ante, pre and post-natal expenses
• Room rent charges,
• Nursing and boarding expenses upto a certain limit
• Emergency ambulance charges
• Newborn baby care
• Newborn baby vaccination cover
• Lawful medical termination of pregnancy
• Domiciliary hospitalization expenses upto certain limits
• Health check-up facility upto defined limit
• In-utero fetal surgery/repair
• Internal congenital disorders
• Assisted reproduction treatment
• Paediatrician consultation

The following medical expenses are excluded from Star Health Insurance with maternity coverage:

• Pre and post-hospitalization
• External congenital anomalies
• Specified illnesses, diseases, or treatments
• Pre-existing diseases before the completion of the waiting period
• Any self-harm injury
• Injuries caused by hazardous and war-like situations
• Non-medical expenses
• Sterility and infertility treatments

Individuals can buy Star maternity insurance plans from the official website of Star Health Insurance or RenewBuy.com. The buying process of Star Health pregnancy insurance is mentioned below:

Buy from "RenewBuy.com"

• Visit the official website of ‘RenewBuy’.
• Go to the ‘Insurance’ section on the top navigation bar and select ‘Health Insurance’.
• From the ‘Health Insurance Companies’ drop-down menu, select ‘Star Health Insurance’.
• Click on the ‘Get Quote’ button of the desired plan.
• Fill in the required details and submit.
• Our customer representative will contact you to assist you with the policy purchase.

Buy from the Official Website of Star Health Insurance

• Visit the official website of ‘Star Health Insurance’.
• Go to the ‘Plans’ section on the header menu.
• Click the ‘For My Family’ plan option.
• Select the desired health plan.
• Click on the ‘View Plan’ button.
• On the next window, select the ‘Get Quote’ option.
• Provide all the valid details and choose a suitable plan for your needs.
• Click on the ‘Make Payment’ button.
• After completing the online payment, you will receive the policy documents at your registered email address.

Star Health Insurance offers a smooth and hassle-free policy renewal process. Here’s an overview:

• Visit the official website of ‘Star Health Insurance’.
• Click on the ‘Renew’ option available at the top navigation bar.
• Fill in and submit the ‘Policy Details’.
• Make the payment and receive the Star Health renewal documents sent to your email address.

Star Health insurance maternity claims can be filed and processed in two ways: cashless and reimbursement claims. Below are the details about the Star maternity insurance claim process:

Cashless Claim Process

• Intimate the Star Health Insurance company about the treatment.
• Get to the hospital's insurance desk and show your Star Health Insurance health card.
• The pre-authorization form is available for download on the Star Health Insurance website.
• Fill in the information and submit the form at the hospital.
• After successful verification, the hospital sends the claim documents to Star Health Insurance.
• The insured can use a cashless treatment facility after the claim has been verified and accepted.
• The Star Health Insurance company will settle all the eligible bills directly with the hospital.

Reimbursement Claim Process

• You can submit a reimbursement claim when treatment is received in a non-network hospital.
• Inform Star Health Insurance company within 48 hours of hospitalization (24 hours in case of emergency).
• Avail the treatment, pay the bills, and submit a reimbursement claim.
• Submit the reimbursement claim form with all necessary documents, including hospital and pharmacy bills and all records of the patient's medical care, within 15 days of discharge.
• The Star Health Insurance company will verify the documents and process the claim. You will receive a call or email confirming the same.
• Once verified, you will get the reimbursement in your registered bank account.