Uncomplicating Motor Insurance

with our certified POSP
advisors to guide you


IFFCO TOKIO General Insurance Company has been providing customers with the IFFCO TOKIO bike insurance and car insurance from the year 2000. More than a decade plus in the market, it is still growing strong considering their cost effective policies. Popularised in the market for giving the most competitive premium rates, this joint venture between the Tokio Marine & Nichido Fire Group with the Indian Farmers Fertilizer Cooperative has been one of the most opted insurance policies in the Indian market.

To give you a gist of IFFCO TOKIO motor insurance policies for both two-wheeler and four-wheeler, we summarised all the features and coverage details below:

Key features of IFFCO TOKIO Two Wheeler Insurance:

  • Has a number of cashless garages across India
  • No-hassle policy which requires minimum and simple documentation
  • 24x7 customer care service to respond and solve all your queries
  • A nominal extra premium gets you numerous emergency services assistance
  • Value Auto Coverage at a little more premium gives a lot of extra benefits
  • You can enrol and also renew your policy online


  • Covers loss or damage in case of natural or man-made disasters
  • Loss or damage incurred due to accidents, theft
  • Rupees 1 lac of personal accident cover for the owner
  • Cover for the pillion rider is also available at an extra premium
  • Covers expenses incurred in towing/removal or re-delivery of bike after an accident
  • Loss and damage caused to electrical and non-electrical accessories
  • For replacement of parts excluding glass parts, depreciation is deducted.

Additional value-add services:

  • Online payment of the premium can be paid online
  • Online enrollment
  • Mobile app
  • One can visit any IFFCO TOKIO branch to pay the premium, renew plan, etc.
  • One can send request via post

Benefits of IFFCO TOKIO Car Insurance

  • Covers all loss and damage incurred during calamities
  • Enrol and renew online
  • Instant delivery of digitally signed documents at the office. POS and online purchase are available too.
  • A vast network of garages
  • IFFCO TOKIO motor insurance has 24x7 customer care service for any support
  • Multiple additional benefits available
  • Value auto coverage at extra premium

NCB (No Claim Bonus)

  • Minimum 20% maximum 50%
  • Can be claimed only once
  • Expiry 90 days from the date of expiry of the plan
  • In case you have replaced a new car with the old one, then you can avail NCB within three years
  • NCB can also be recovered in case of a name transfer