Star Senior Citizen Red Carpet Health Insurance Plan
Star Health Senior Citizens Red Carpet Health Insurance is a senior citizen health insurance plan offered by star health insurance. It is specially designed to cater to the healthcare needs of people above 60 years of age. It is an ideal health plan to take care of your parents and other elderly family members. Star health insurance for senior citizen comes on an individual and family-floater basis. Star Senior Citizen Red Carpet offers various other benefits such as no pre-medical screening test, in-patient hospitalization, modern treatments, day care procedures, etc.
Network Hospitals
Highlights of Star Health Senior Citizen Red Carpet
Below-mentioned are the highlights of Star Health insurance for senior citizen:
-
Entry Age
60 Years to 75 Years
-
Renewability
Lifelong
-
Policy Type
Individual and Family Floater
-
Sum Insured
Individuals: INR 1L | INR 2L | INR 3L | INR 4L | INR 5L | INR 7.5L | INR 10L | INR 15L | INR 20L | INR 25 L Family Floater: INR 10L | INR 15L | INR 20L | INR 25 L
-
Policy Term
1, 2, 3 Years
-
Waiting Period for Pre-Existing Disease
12 Month
-
Pre-Screening Medical Checkup
Not Required
Eligibility to buy Star Senior Citizen Red Carpet Insurance Plan
Below mentioned is the eligibility of Star Senior Citizen Red Carpet Insurance Plan:
- Individual
- Family Floater
Entry Age: 60 to 75 Years
Entry Age: 18 to 65 Years for adults, 16 days to 25 years for dependent children
Coverage Benefits Offered Under Star Senior Citizen Red Carpet Health Insurance Plan
Star Health Insurance Red Carpet plan allows you to customize your health plan per your budget and need. Take a look at the below section to know more about the coverage benefits of Star Health Insurance Red Carpet plan:
Individual
- 1L
- 2L
- 3L
- 4L
- 5L
- 7.5L
- 10L
- 15L
- 20L
- 25L
Room Rent
Covered up to 1% of SI
Covered up to 1% of SI
Covered up to 1% of SI
Covered up to 1% of SI
Covered up to 1% of SI
Covered up to INR 6K
Covered up to INR 6K
Covered up to INR 7K
Covered up to INR 8.5K
Covered up to INR 10K
ICU Charges
Covered up to 2% of SI
Covered up to 2% of SI
Covered up to 2% of SI
Covered up to 2% of SI
Covered up to 2% of SI
Covered up to 2% of SI
Covered up to 2% of SI
Covered up to Sum Insured
Covered up to Sum Insured
Covered up to Sum Insured
Pre-Hospitalization
Covered up to 30 Days
Covered up to 30 Days
Covered up to 30 Days
Covered up to 30 Days
Covered up to 30 Days
Covered up to 30 Days
Covered up to 30 Days
Covered up to 30 Days
Covered up to 30 Days
Covered up to 30 Days
Post-Hospitalization
Covered up to INR 5K
Covered up to INR 5K
Covered up to INR 5K
Covered up to INR 5K
Covered up to INR 5K
Covered up to INR 5K
Covered up to INR 7K
Covered up to INR 7K
Covered up to INR 10K
Covered up to INR 10K
Daycare Treatments
All Daycare Treatments Covered
OPD Charges
Not Covered
Not Covered
Covered up to INR 600
Covered up to INR 600
Covered up to INR 1K
Covered up to INR 1.2K
Covered up to INR 1.4K
Covered up to INR 1.8K
Covered up to INR 2.2K
Covered up to INR 2.6K
COVID-19 Treatments
Covered
Cataract Treatment
Covered up to INR 15K per person
Covered up to INR 15K per person
Covered up to INR 18K per person
Covered up to INR 20K per person
Covered up to INR 21K per person
Covered up to INR 23K per person
Covered up to INR 25K per person
Covered up to INR 30K per person
Covered up to INR 35K per person
Covered up to INR 40K per person
Modern Treatment
Covered
Ambulance Cover
Covered up to INR 1.2K
Covered up to INR 1.2K
Covered up to INR 1.2K
Covered up to INR 1.2K
Covered up to INR 2K
Covered up to INR 2K
Covered up to INR 2K
Covered up to INR 3K
Covered up to INR 3K
Covered up to INR 3K
Health Checkup
Not Covered
Not Covered
Not Covered
Not Covered
Covered up to INR 1K
Covered up to INR 1K
Covered up to INR 2K
Covered up to INR 2K
Covered up to INR 2.5K
Covered up to INR 2.5K
Co-Payment
30% of all claims
Sub-Limit
Applied on Modern Treatments
Vaccination Cover
Not Covered
Family Floater
- 10L
- 15L
- 20L
- 25L
Room Rent
Covered up to INR 6K
Covered up to INR 7K
Covered up to INR 8.5K
Covered up to INR 10K
ICU Charges
Covered up to 2% of SI
Covered up to SI
Covered up to SI
Covered up to SI
Pre-Hospitalization
Covered up to 30 Days
Covered up to 30 Days
Covered up to 30 Days
Covered up to 30 Days
Post-Hospitalization
Covered up to INR 7K
Covered up to INR 7K
Covered up to INR 10K
Covered up to INR 10K
Daycare Treatments
All Daycare Treatments Covered
OPD Charges
Covered up to INR 1.4K
Covered up to INR 1.8K
Covered up to INR 2.2K
Covered up to INR 2.6K
COVID-19 Treatments
Covered
Cataract Treatment
Covered up to INR 45K per person
Covered up to INR 50K per person
Covered up to INR 60K per person
Covered up to INR 70K per person
Modern Treatment
Covered
Ambulance Cover
Covered up to INR 2K
Covered up to INR 3K
Covered up to INR 3K
Covered up to INR 3K
Health Checkup
Covered up to INR 3K
Covered up to INR 3K
Covered up to INR 4.5K
Covered up to INR 4.5K
Co-Payment
30% of all claims
Sub-Limit
Applied on Modern Treatments
Vaccination Cover
Not Covered
Star Health Senior Citizen Red Carpet Insurance Plan Exclusions
Some medical conditions, procedures, and treatments are not covered by Star Health Insurance for Senior Citizens. The following are exclusions of the Star Health Senior Citizen Red Carpet Insurance Plan:
- Intentional self-injury
- Dental surgery
- Mental illness
- Congenital disease
- Cosmetic & aesthetic treatment
- Hospitalization due to war, strike, riot, and nuclear weapons
- AIDS
- Unproven treatments
Quick Links
Star Health Insurance for Senior Citizen Benefits
Star Senior Citizen Red Carpet health plan from star health insurance offers various types of healthcare benefits to its customers. Below mentioned are some of the additional benefits offered by the Senior Citizen Red Carpet health insurance plan:
- Installment Facility: Policyholders can pay their premium of star senior citizen red carpet health insurance quarterly, half-yearly, annually, Biennial (Once in two years) and Triennial (Once in three years).
There will be loading as described below for the installment payment method:
Half yearly: 2%
Quarterly: 3% - No Pre-medical Screening Test: There is no need to go through any pre-medical screening test to buy a star senior citizen red carpet health plan.
- Tax-Benefits: Under section 80D of the Income Tax Act of 1961, one can avail of tax benefits on the premium amount for Star Health Insurance for Senior Citizens.
Explore More About Star Senior Citizen Red Carpet Health Insurance Plan
Check the below section to learn more about the star health insurance buying process, star health insurance claim settlement process, star health insurance renewal process.
