Star Health Insurance Premium Calculator is an online tool designed to help potential customers calculate the premium amount for any Star Health plan. Star Health has developed its own premium calculator to make it easier to compare the premiums of different Star Health Insurance plans simultaneously. It is a free tool and helps you to buy your health plan as per your needs and budget.

Customers need to enter their few details in the star health premium calculator to calculate the estimated premium amount of the star health plans. These include name, date of birth, mobile number, number of members, age, etc. Based on these factors, the star health insurance premium calculator will show you the estimated premium quotes of different health plans.

The Star Health Insurance Premium Calculator has a wide range of advantages. It will not only help you get the estimated premium amount but also help in budget planning. To know more about the need for the star health premium calculator, refer to the below section:

• Premium Comparison
• Financial Planning
• Rider Benefits
• Estimated Premium Amount
• Customized Coverage

There are many reasons why Star Health Premium Calculator may be trusted when it comes to estimating premiums. The numerous factors that will help you believe in the accuracy of the Star Health Insurance Premium Calculator are stated below:

• Star health insurance premium calculator delivers accurate estimated premium amount based on your entered details.
• Star health mediclaim premium calculator reduce the chances of errors in premium quotes that can develop due to miscommunication with any agent/broker.
• You can trust the Star Health Insurance premium calculator as it is shown on the official website of Star Health Insurance.
• Since premiums can be calculated separately for each plan, therefore the results are very plan specific.

Below mentioned are the factors to calculate estimated premium from star health premium calculator:

• Sum Insured: Your choice of the Sum Insured option will directly affect the cost of the premium. In general, higher your premium, higher is the Sum Assured. However, in certain circumstances, opting for a higher Sum Insured (up to a specified amount) may entitle you to a discounted premium amount.
• Pre-Existing Diseases: A Pre-Existing Medical Condition is likely to result in a higher premium amount given the higher risk involved with such people. The severity of your sickness is taken into consideration while deciding the premium amount.
• Age of Policyholder: There is a higher risk for the insurance provider as you become older because you are more likely to be diagnosed with medical conditions. The premiums that must be paid consequently rise as well.
• Number of Covered Members: The cost of a premium rises according to the number of members covered by a policy.
• Smokers/Non-Smokers: Smoking status will plays an important role in deciding the premium amount. A smoker have to pay more premium compared to non-smokers.
• Policy Term: You are eligible for discounted premium if you select a multi-year Star Health Insurance Plan. If you choose a long term coverage period, you have to pay the total premium at once and you can also enjoy a premium discount. The premium is therefore determined by the duration of coverage that is selected.

Below mentioned are the star health insurance premium chart of different health plans from star health insurance:

Star Health Family Health Optima Premium Chart (1A+1C, Zone 1), Excluding tax

Star Health Comprehensive Plan Premium Chart (1 Adult + 1 Child), Excluding tax

Star Health Insurance shows the premium chart for each Star Health plan in its brochure. However, the online Star health insurance policy premium calculator is useful for providing an accurate estimate of the premium inclusive of taxes and any applicable discounts. Below mentioned are the common process to calculate the premiums of every star health insurance plans:

• Visit the Star Health Insurance official website.
• Click on “I want to buy” or “I want to renew”.
• Enter your details such as Name, Date of Birth.
• Click on “Buy Now” button.
• Enter your mobile number and click on “Next”.
• The next screen will show you the estimated premium amount.